FALL 2002: Historical Data
1999:04 to 2002:02
Quarterly Tennessee Econometric Model
History as of September 2002

TABLE OF CONTENTS

Table
 1.  Selected U.S. and Tennessee Economic Indicators (SA)*
 2.  Selected Per Capita U.S. and Tennessee Economic Indicators (SA)
 3.  Personal Income by Components (96$, SAAR)*
 4.  Personal Income by Components (Current$, SAAR)
 5.  Employment, Nonagricultural (NSA)*
 6.  Employment, Durable Goods (NSA)
 7.  Employment, Nondurable Goods (NSA)
 8.  Employment, Nonagricultural (SA)
 9.  Employment, Durable Goods (SA)
10.  Employment, Nondurable Goods (SA)
11.  Average Annual Wage and Salary Rate (96$, NSA)
12.  Average Annual Wage and Salary Rate (96$, SA)
13.  Average Annual Wage and Salary Rate (Current$, NSA)
14.  Average Annual Wage and Salary Rate (Current$, SA)
15.  Civilian Labor Force and Unemployment Rate (NSA)
16.  Civilian Labor Force and Unemployment Rate (SA)
17.  Taxable Sales (96$, NSA)
18.  Taxable Sales (96$, SA)
19.  Taxable Sales (Current$, NSA)
20.  Taxable Sales (Current$, SA)

*Key:  SA=Seasonally Adjusted;  NSA=Not Seasonally Adjusted
       SAAR=Seasonally Adjusted at Annual Rates



                                      TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                     TABLE 1:  SELECTED U.S. AND TENNESSEE ECONOMIC INDICATORS
                                                        SEASONALLY ADJUSTED

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 US GDP (BIL96$) SAAR............  9040.1 9097.4 9205.7 9218.7 9243.8 9229.9 9193.0 9186.4 9248.8 9363.2 9387.9 8858.9 9191.4 9214.5
   % CHG PREV QTR SAAR...........    7.07   2.56   4.85   0.56   1.10  -0.60  -1.59  -0.29   2.74   5.04   1.06   4.11   3.75   0.25
   % CHG SAME QTR LAST YR........    4.29   4.17   4.90   3.73   2.25   1.46  -0.14  -0.35   0.05   1.44   2.12   4.11   3.75   0.25

 US GDP (BIL$) SAAR..............  9516.4 9649.5 9820.7 9874.8 9953.610028.110049.910097.710152.910313.110369.9 9274.3 9824.710082.2
   % CHG PREV QTR SAAR...........    8.86   5.71   7.29   2.22   3.23   3.03   0.87   1.92   2.20   6.46   2.22   5.61   5.93   2.62
   % CHG SAME QTR LAST YR........    5.92   6.12   7.08   5.99   4.59   3.92   2.33   2.26   2.00   2.84   3.18   5.61   5.93   2.62

 IMPLICIT DEFLATOR,GDP...........   105.3  106.1  106.7  107.1  107.7  108.7  109.3  109.9  109.8  110.1  110.5  104.7  106.9  109.4
   % CHG PREV QTR SAAR...........    1.69   3.07   2.32   1.66   2.11   3.65   2.49   2.21  -0.51   1.32   1.17   1.44   2.11   2.37
   % CHG SAME QTR LAST YR........    1.56   1.87   2.08   2.18   2.29   2.43   2.47   2.61   1.95   1.37   1.04   1.44   2.11   2.37

 US PERS CONS DEFL (1996=100)....   105.6  106.5  107.1  107.7  108.3  109.2  109.6  109.6  109.8  110.1  110.8  104.7  107.4  109.6
   % CHG PREV QTR SAAR...........    2.38   3.45   2.23   2.11   2.21   3.33   1.81  -0.07   0.81   1.10   2.57   1.65   2.54   2.02
   % CHG SAME QTR LAST YR........    2.01   2.56   2.56   2.54   2.50   2.47   2.36   1.81   1.46   0.91   1.09   1.65   2.54   2.02

 TN PERSONAL INCOME (MIL96$) SAAR  134315 135913 137571 138485 139055 139339 139169 140172 138769 141300 141119 133101 137756 139362
   % CHG PREV QTR SAAR...........    1.97   4.85   4.97   2.69   1.66   0.82  -0.49   2.91  -3.94   7.50  -0.51   2.16   3.50   1.17
   % CHG SAME QTR LAST YR........    1.70   3.23   3.62   3.61   3.53   2.52   1.16   1.22  -0.21   1.41   1.40   2.16   3.50   1.17

 US PERSONAL INCOME (BIL96$) SAAR  7536.7 7709.0 7795.9 7883.2 7922.2 7932.3 7913.3 7942.1 7921.4 7999.3 8049.0 7434.5 7827.6 7927.3
   % CHG PREV QTR SAAR...........    5.53   9.46   4.59   4.55   1.99   0.51  -0.95   1.46  -1.04   3.99   2.51   3.15   5.29   1.27
   % CHG SAME QTR LAST YR........    3.00   4.58   5.44   6.02   5.12   2.90   1.51   0.75  -0.01   0.84   1.71   3.15   5.29   1.27

 TN PERSONAL INCOME (MIL$) SAAR..  141863 144775 147352 149107 150541 152089 152585 153656 152424 155628 156417 139404 147944 152689
   % CHG PREV QTR SAAR...........    4.40   8.47   7.31   4.85   3.90   4.18   1.31   2.84  -3.17   8.68   2.04   3.84   6.13   3.21
   % CHG SAME QTR LAST YR........    3.74   5.87   6.27   6.24   6.12   5.05   3.55   3.05   1.25   2.33   2.51   3.84   6.13   3.21

 US PERSONAL INCOME (BIL$) SAAR..  7960.2 8211.6 8350.2 8487.8 8576.6 8658.1 8676.2 8706.2 8700.9 8810.4 8921.5 7786.5 8406.6 8685.3
   % CHG PREV QTR SAAR...........    8.05  13.24   6.93   6.76   4.25   3.86   0.84   1.39  -0.24   5.13   5.14   4.85   7.96   3.32
   % CHG SAME QTR LAST YR........    5.07   7.26   8.13   8.71   7.74   5.44   3.90   2.57   1.45   1.76   2.83   4.85   7.96   3.32

 TN NONAGRIC JOBS (THOUS)........  2706.9 2725.8 2732.5 2733.8 2724.5 2728.4 2709.3 2706.6 2705.8 2718.8 2703.7 2684.4 2729.2 2712.5
   % CHG PREV QTR SAAR...........    1.99   2.81   1.00   0.19  -1.36   0.57  -2.77  -0.39  -0.12   1.93  -2.21   1.78   1.67  -0.61
   % CHG SAME QTR LAST YR........    1.87   2.41   2.13   1.49   0.65   0.10  -0.85  -0.99  -0.69  -0.35  -0.21   1.78   1.67  -0.61

 US NONAGRIC JOBS (MIL)..........   130.1  131.0  131.8  131.9  132.2  132.4  132.2  131.9  131.1  130.8  130.7  128.9  131.7  131.9
   % CHG PREV QTR SAAR...........    2.78   2.73   2.56   0.18   0.91   0.76  -0.72  -0.75  -2.43  -1.12  -0.12   2.42   2.18   0.16
   % CHG SAME QTR LAST YR........    2.46   2.52   2.58   2.06   1.59   1.10   0.28   0.05  -0.79  -1.26  -1.11   2.42   2.18   0.16

 TN UNEMPLOYMENT RATE (%)........     3.9    3.8    3.9    4.0    4.1    4.1    4.4    4.5    4.9    5.5    5.1    4.0    3.9    4.5

 US UNEMPLOYMENT RATE (%)........     4.1    4.0    4.0    4.1    4.0    4.2    4.5    4.8    5.6    5.6    5.9    4.2    4.0    4.8

 BANK PRIME INTEREST RATE (%)....     8.4    8.7    9.3    9.5    9.5    8.6    7.3    6.6    5.2    4.8    4.8    8.0    9.2    6.9

 TN MFG JOBS (THOUS).............   511.9  510.6  510.2  508.0  499.2  491.0  479.1  474.8  470.1  468.0  466.0  510.9  507.0  478.7
   % CHG PREV QTR SAAR...........   -1.27  -1.04  -0.29  -1.74  -6.75  -6.39  -9.32  -3.60  -3.90  -1.72  -1.73  -0.66  -0.77  -5.57
   % CHG SAME QTR LAST YR........    0.35   0.29   0.21  -1.08  -2.49  -3.83  -6.09  -6.54  -5.83  -4.68  -2.74  -0.66  -0.77  -5.57


                                                      (CONTINUED ON NEXT PAGE)

                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                 TABLE 1:  SELECTED U.S. AND TENNESSEE ECONOMIC INDICATORS (CONT.)
                                                        SEASONALLY ADJUSTED

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------

 TN TAXABLE SALES (MIL96$).......   17501  17779  17325  17324  17102  17067  17070  16685  17217  17045  17015  69069  69531  68039
   % CHG PREV QTR SAAR...........    4.51   6.50  -9.82  -0.03  -5.02  -0.82   0.07  -8.74  13.40  -3.94  -0.72   7.41   0.67  -2.14
   % CHG SAME QTR LAST YR........    3.90   3.81   1.13   0.08  -2.28  -4.00  -1.47  -3.69   0.67  -0.13  -0.33   7.41   0.67  -2.14

 TN TAXABLE SALES (MIL$).........   18485  18938  18557  18653  18515  18629  18716  18290  18912  18774  18859  72339  74663  74546
   % CHG PREV QTR SAAR...........    7.00  10.17  -7.81   2.08  -2.92   2.48   1.88  -8.80  14.31  -2.88   1.83   9.17   3.21  -0.16
   % CHG SAME QTR LAST YR........    5.99   6.47   3.72   2.63   0.16  -1.63   0.86  -1.95   2.14   0.78   0.77   9.17   3.21  -0.16

 TN AVG ANNUAL WAGE,NONAG (96$)..   28678  28644  28774  28937  28989  28906  28973  29171  28662  28866  28973  28581  28836  28928
   % CHG PREV QTR SAAR...........   -0.76  -0.48   1.83   2.28   0.72  -1.14   0.93   2.77  -6.80   2.87   1.50   2.00   0.89   0.32
   % CHG SAME QTR LAST YR........    1.35   1.20   0.59   0.71   1.08   0.92   0.69   0.81  -1.13  -0.14   0.00   2.00   0.89   0.32

 TN AVG ANNUAL WAGE,NONAG ($)....   30290  30511  30820  31157  31383  31551  31766  31978  31483  31793  32114  29934  30968  31694
   % CHG PREV QTR SAAR...........    1.60   2.96   4.11   4.44   2.94   2.16   2.75   2.69  -6.05   4.00   4.11   3.68   3.46   2.35
   % CHG SAME QTR LAST YR........    3.39   3.79   3.16   3.27   3.61   3.41   3.07   2.64   0.32   0.77   1.10   3.68   3.46   2.35


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
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                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                TABLE 2:  SELECTED PER CAPITA U.S. AND TENNESSEE ECONOMIC INDICATORS
                                                        SEASONALLY ADJUSTED

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 US GDP (96$) SAAR...............   33103  33244  33568  33546  33568  33448  33246  33154  33311  33654  33675  32542  33481  33290
   % CHG PREV QTR SAAR...........    6.18   1.71   3.96  -0.27   0.26  -1.42  -2.40  -1.09   1.90   4.19   0.25   3.23   2.89  -0.57
   % CHG SAME QTR LAST YR........    3.41   3.30   4.02   2.87   1.40   0.61  -0.96  -1.17  -0.76   0.62   1.29   3.23   2.89  -0.57

 US GDP ($) SAAR.................   34847  35261  35811  35933  36145  36340  36344  36443  36567  37068  37197  34067  35787  36424
   % CHG PREV QTR SAAR...........    7.96   4.83   6.38   1.38   2.38   2.18   0.04   1.09   1.37   5.59   1.40   4.71   5.05   1.78
   % CHG SAME QTR LAST YR........    5.02   5.23   6.18   5.11   3.72   3.06   1.49   1.42   1.17   2.00   2.35   4.71   5.05   1.78

 TN PERSONAL INCOME (96$) SAAR...   23721  23936  24160  24267  24326  24336  24266  24388  24095  24482  24362  23608  24172  24271
   % CHG PREV QTR SAAR...........    0.84   3.68   3.80   1.78   0.98   0.15  -1.15   2.03  -4.72   6.59  -1.96   0.93   2.39   0.41
   % CHG SAME QTR LAST YR........    0.50   2.04   2.46   2.52   2.55   1.67   0.44   0.50  -0.95   0.60   0.40   0.93   2.39   0.41

 TN PERSONAL INCOME ($) SAAR.....   25054  25497  25878  26128  26336  26562  26605  26734  26466  26965  27003  24725  25960  26592
   % CHG PREV QTR SAAR...........    3.24   7.26   6.12   3.92   3.22   3.49   0.64   1.96  -3.96   7.76   0.56   2.59   4.99   2.43
   % CHG SAME QTR LAST YR........    2.52   4.65   5.08   5.12   5.12   4.18   2.81   2.32   0.49   1.52   1.50   2.59   4.99   2.43

 US PERSONAL INCOME (96$) SAAR...   27598  28170  28427  28686  28768  28745  28618  28664  28530  28752  28872  27309  28513  28639
   % CHG PREV QTR SAAR...........    4.65   8.55   3.71   3.69   1.15  -0.32  -1.77   0.65  -1.85   3.14   1.69   2.28   4.41   0.44
   % CHG SAME QTR LAST YR........    2.13   3.70   4.55   5.13   4.24   2.04   0.67  -0.08  -0.83   0.02   0.89   2.28   4.41   0.44

 US PERSONAL INCOME ($) SAAR.....   29149  30007  30449  30886  31144  31376  31376  31421  31338  31667  32002  28602  30621  31378
   % CHG PREV QTR SAAR...........    7.15  12.30   6.02   5.87   3.39   3.00   0.01   0.57  -1.06   4.27   4.30   3.96   7.06   2.47
   % CHG SAME QTR LAST YR........    4.19   6.36   7.23   7.81   6.85   4.56   3.05   1.73   0.62   0.93   1.99   3.96   7.06   2.47

 TN TAXABLE SALES (96$)..........    3091   3131   3043   3036   2992   2981   2976   2903   2989   2953   2937  12250  12201  11850
   % CHG PREV QTR SAAR...........    3.35   5.31 -10.83  -0.91  -5.65  -1.48  -0.59  -9.51  12.48  -4.75  -2.16   6.12  -0.40  -2.88
   % CHG SAME QTR LAST YR........    2.68   2.61   0.00  -0.97  -3.20  -4.80  -2.18  -4.37  -0.08  -0.92  -1.31   6.12  -0.40  -2.88

 TN TAXABLE SALES ($)............    3265   3335   3259   3269   3239   3254   3263   3182   3284   3253   3256  12830  13102  12983
   % CHG PREV QTR SAAR...........    5.81   8.95  -8.83   1.17  -3.56   1.80   1.21  -9.58  13.38  -3.70   0.35   7.86   2.12  -0.91
   % CHG SAME QTR LAST YR........    4.74   5.24   2.55   1.55  -0.78  -2.45   0.13  -2.64   1.38  -0.02  -0.23   7.86   2.12  -0.91


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
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                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                         TABLE 3:  TENNESSEE PERSONAL INCOME BY COMPONENTS
                                                  SEASONALLY ADJUSTED ANNUAL RATES
                                                      MILLIONS OF 1996 DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL PERSONAL INCOME............ 134315 135913 137571 138485 139055 139339 139169 140172 138769 141300 141119 133101 137756 139362
     % CHG PREV QTR SAAR..........   1.97   4.85   4.97   2.69   1.66   0.82  -0.49   2.91  -3.94   7.50  -0.51   2.16   3.50   1.17
     % CHG SAME QTR LAST YR.......   1.70   3.23   3.62   3.61   3.53   2.52   1.16   1.22  -0.21   1.41   1.40   2.16   3.50   1.17

   WAGES AND SALARIES.............  78390  78867  79394  79886  79746  79649  79292  79766  78418  79411  79273  77487  79473  79281
     % CHG PREV QTR SAAR..........   1.21   2.46   2.70   2.50  -0.70  -0.49  -1.78   2.41  -6.59   5.16  -0.69   3.84   2.56  -0.24
     % CHG SAME QTR LAST YR.......   3.23   3.63   2.71   2.22   1.73   0.99  -0.13  -0.15  -1.67  -0.30  -0.02   3.84   2.56  -0.24

   OTHER LABOR INCOME.............   8634   8585   8599   8702   8696   8705   8705   8785   8705   8879   8669   8591   8645   8725
     % CHG PREV QTR SAAR..........  -0.38  -2.23   0.63   4.88  -0.27   0.45  -0.03   3.73  -3.57   8.20  -9.12   2.82   0.63   0.92
     % CHG SAME QTR LAST YR.......   2.18   1.04   0.09   0.69   0.72   1.40   1.24   0.96   0.11   1.99  -0.41   2.82   0.63   0.92

   PROPRIETORS INCOME.............  13519  13878  13933  13770  13919  13879  13979  14066  13951  14315  14471  13304  13875  13969
     % CHG PREV QTR SAAR..........   3.72  11.05   1.60  -4.61   4.41  -1.15   2.92   2.50  -3.22  10.86   4.41   4.99   4.30   0.68
     % CHG SAME QTR LAST YR.......   3.50   6.90   4.63   2.79   2.96   0.01   0.33   2.15   0.23   3.14   3.52   4.99   4.30   0.68

   RENT INTEREST DIVIDENDS........  20191  20723  21231  21521  21744  21551  21326  21298  21011  21213  21191  20179  21305  21297
     % CHG PREV QTR SAAR..........   3.92  10.95  10.16   5.59   4.20  -3.50  -4.11  -0.52  -5.28   3.89  -0.42  -4.52   5.58  -0.04
     % CHG SAME QTR LAST YR.......  -4.82   1.34   5.75   7.62   7.69   4.00   0.45  -1.04  -3.37  -1.57  -0.64  -4.52   5.58  -0.04

   TRANSFER PAYMENTS..............  20676  21051  21608  21831  22146  22826  23118  23565  23842  24799  24869  20585  21659  23338
     % CHG PREV QTR SAAR..........   1.84   7.46  11.00   4.19   5.90  12.87   5.22   7.96   4.78  17.06   1.13   1.71   5.22   7.75
     % CHG SAME QTR LAST YR.......   2.22   2.44   5.24   6.07   7.11   8.43   6.99   7.95   7.66   8.64   7.57   1.71   5.22   7.75

   LESS:PERS CONT FOR SOC INS.....   6111   6126   6121   6144   6125   6222   6219   6275   6175   6321   6328   6071   6129   6223
     % CHG PREV QTR SAAR..........  -0.30   0.99  -0.31   1.51  -1.21   6.46  -0.20   3.70  -6.22   9.78   0.42   3.87   0.95   1.53
     % CHG SAME QTR LAST YR.......   3.36   2.25   0.86   0.47   0.24   1.57   1.60   2.14   0.82   1.60   1.76   3.87   0.95   1.53

   RESIDENCE ADJUSTMENT...........   -985  -1066  -1073  -1080  -1071  -1050  -1033  -1034   -983   -996  -1026   -972  -1072  -1025
     % CHG PREV QTR SAAR..........  -4.18  37.12   2.73   2.80  -3.50  -7.49  -6.16   0.07 -18.10   5.29  12.59   9.05  10.27  -4.40
     % CHG SAME QTR LAST YR.......   9.04  15.28   8.88   8.53   8.72  -1.46  -3.67  -4.31  -8.16  -5.14  -0.72   9.05  10.27  -4.40


 PER CAPITA PERSONAL INCOME ($)...  23721  23936  24160  24267  24326  24336  24266  24388  24095  24482  24362  23608  24172  24271
     % CHG PREV QTR SAAR..........   0.84   3.68   3.80   1.78   0.98   0.15  -1.15   2.03  -4.72   6.59  -1.96   0.93   2.39   0.41
     % CHG SAME QTR LAST YR.......   0.50   2.04   2.46   2.52   2.55   1.67   0.44   0.50  -0.95   0.60   0.40   0.93   2.39   0.41


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
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                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                         TABLE 4:  TENNESSEE PERSONAL INCOME BY COMPONENTS
                                                  SEASONALLY ADJUSTED ANNUAL RATES
                                                    MILLIONS OF CURRENT DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL PERSONAL INCOME............ 141863 144775 147352 149107 150541 152089 152585 153656 152424 155628 156417 139404 147944 152689
     % CHG PREV QTR SAAR..........   4.40   8.47   7.31   4.85   3.90   4.18   1.31   2.84  -3.17   8.68   2.04   3.84   6.13   3.21
     % CHG SAME QTR LAST YR.......   3.74   5.87   6.27   6.24   6.12   5.05   3.55   3.05   1.25   2.33   2.51   3.84   6.13   3.21

   WAGES AND SALARIES.............  82795  84009  85039  86013  86333  86937  86936  87440  86134  87463  87867  81157  85349  86862
     % CHG PREV QTR SAAR..........   3.63   6.00   5.00   4.66   1.50   2.83   0.00   2.34  -5.84   6.32   1.86   5.55   5.16   1.77
     % CHG SAME QTR LAST YR.......   5.30   6.29   5.33   4.82   4.27   3.49   2.23   1.66  -0.23   0.61   1.07   5.55   5.16   1.77

   OTHER LABOR INCOME.............   9119   9145   9210   9369   9414   9502   9544   9630   9562   9779   9609   8998   9285   9560
     % CHG PREV QTR SAAR..........   2.00   1.15   2.87   7.09   1.94   3.79   1.78   3.65  -2.79   9.39  -6.79   4.52   3.19   2.96
     % CHG SAME QTR LAST YR.......   4.23   3.63   2.65   3.25   3.24   3.90   3.63   2.79   1.57   2.92   0.68   4.52   3.19   2.96

   PROPRIETORS INCOME.............  14279  14783  14924  14826  15069  15149  15327  15419  15324  15767  16039  13934  14901  15305
     % CHG PREV QTR SAAR..........   6.20  14.88   3.87  -2.60   6.72   2.14   4.78   2.42  -2.44  12.07   7.09   6.72   6.94   2.71
     % CHG SAME QTR LAST YR.......   5.58   9.64   7.31   5.40   5.53   2.48   2.70   4.00   1.69   4.08   4.65   6.72   6.94   2.71

   RENT INTEREST DIVIDENDS........  21326  22074  22740  23172  23540  23523  23382  23347  23079  23364  23488  21133  22882  23333
     % CHG PREV QTR SAAR..........   6.40  14.79  12.63   7.82   6.51  -0.29  -2.38  -0.60  -4.51   5.03   2.13  -2.95   8.28   1.97
     % CHG SAME QTR LAST YR.......  -2.90   3.93   8.45  10.35  10.38   6.56   2.82   0.76  -1.96  -0.68   0.45  -2.95   8.28   1.97

   TRANSFER PAYMENTS..............  21838  22424  23144  23505  23975  24915  25347  25832  26188  27314  27565  21559  23262  25571
     % CHG PREV QTR SAAR..........   4.27  11.17  13.48   6.39   8.24  16.63   7.12   7.88   5.63  18.34   3.73   3.39   7.90   9.92
     % CHG SAME QTR LAST YR.......   4.27   5.06   7.93   8.76   9.79  11.11   9.52   9.90   9.23   9.63   8.75   3.39   7.90   9.92

   LESS:PERS CONT FOR SOC INS.....   6454   6525   6556   6615   6631   6791   6818   6879   6783   6962   7014   6359   6582   6818
     % CHG PREV QTR SAAR..........   2.07   4.47   1.91   3.65   0.97  10.01   1.60   3.63  -5.47  10.98   3.00   5.58   3.51   3.59
     % CHG SAME QTR LAST YR.......   5.44   4.87   3.44   3.02   2.74   4.08   4.00   3.99   2.29   2.52   2.87   5.58   3.51   3.59

   RESIDENCE ADJUSTMENT...........  -1040  -1135  -1149  -1163  -1159  -1146  -1133  -1133  -1080  -1097  -1137  -1019  -1152  -1123
     % CHG PREV QTR SAAR..........  -1.90  41.86   5.03   4.96  -1.37  -4.41  -4.46   0.00 -17.44   6.45  15.48  10.86  13.06  -2.48
     % CHG SAME QTR LAST YR.......  11.23  18.23  11.66  11.29  11.44   0.97  -1.39  -2.58  -6.82  -4.28   0.37  10.86  13.06  -2.48


 PER CAPITA PERSONAL INCOME ($)...  25054  25497  25878  26128  26336  26562  26605  26734  26466  26965  27003  24725  25960  26592
     % CHG PREV QTR SAAR..........   3.24   7.26   6.12   3.92   3.22   3.49   0.64   1.96  -3.96   7.76   0.56   2.59   4.99   2.43
     % CHG SAME QTR LAST YR.......   2.52   4.65   5.08   5.12   5.12   4.18   2.81   2.32   0.49   1.52   1.50   2.59   4.99   2.43


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                      TABLE 5:  TENNESSEE NONAGRICULTURAL EMPLOYMENT BY SECTOR
                                                         THOUSANDS OF JOBS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL NONAGRICULTURAL...........  2731.7 2692.2 2737.1 2735.0 2751.3 2694.5 2713.4 2707.8 2730.2 2687.3 2708.9 2685.4 2728.9 2711.5
       % CHG SAME QTR LAST YR....    1.79   2.43   2.01   1.36   0.72   0.09  -0.86  -1.00  -0.76  -0.27  -0.17   1.78   1.62  -0.64

   MINING........................     4.2    4.2    4.2    4.2    4.0    3.9    4.1    4.1    3.9    3.6    3.7    4.3    4.1    4.0
       % CHG SAME QTR LAST YR....   -3.08  -0.79  -3.85  -4.55  -5.56  -6.40  -1.60  -2.38  -1.68  -7.69  -9.76  -1.15  -3.70  -3.03

   CONSTRUCTION..................   125.4  122.1  125.7  128.1  124.0  117.9  122.2  124.0  120.9  115.6  120.0  123.5  125.0  121.2
       % CHG SAME QTR LAST YR....    1.79   5.81   0.40  -0.03  -1.14  -3.44  -2.76  -3.23  -2.50  -1.89  -1.80   2.14   1.16  -2.98

   MANUFACTURING.................   512.6  509.0  511.0  506.9  500.2  488.8  479.8  474.5  470.8  467.1  466.4  511.1  506.8  478.5
       % CHG SAME QTR LAST YR....    0.18   0.20   0.05  -1.21  -2.41  -3.97  -6.10  -6.39  -5.89  -4.45  -2.80  -0.71  -0.84  -5.58

     DURABLE GOODS...............   303.1  302.9  304.2  300.2  296.1  288.6  283.1  277.9  275.8  274.3  273.6  300.2  300.8  281.3
       % CHG SAME QTR LAST YR....    2.71   2.12   1.65  -0.49  -2.33  -4.73  -6.95  -7.43  -6.86  -4.95  -3.36   2.54   0.22  -6.49

     NONDURABLE GOODS............   209.5  206.1  206.7  206.7  204.2  200.2  196.7  196.6  195.0  192.8  192.8  210.9  205.9  197.1
       % CHG SAME QTR LAST YR....   -3.28  -2.49  -2.21  -2.24  -2.53  -2.85  -4.85  -4.87  -4.49  -3.71  -2.00  -4.98  -2.37  -4.27

   TRADE.........................   649.0  627.8  641.4  644.9  653.2  630.2  636.2  637.8  649.9  627.9  633.5  630.8  641.8  638.5
       % CHG SAME QTR LAST YR....    2.07   2.14   2.45   1.78   0.65   0.39  -0.82  -1.10  -0.50  -0.37  -0.41   1.67   1.74  -0.51

   SERVICES......................   735.2  722.4  744.7  751.9  752.1  738.8  755.5  762.7  762.4  759.4  773.3  721.9  742.8  754.9
       % CHG SAME QTR LAST YR....    3.14   3.81   3.08   2.43   2.30   2.28   1.45   1.44   1.37   2.78   2.36   2.63   2.89   1.63

   FIN,INS,REAL EST..............   130.8  130.4  130.7  131.5  131.1  130.6  132.2  133.3  133.1  132.5  132.4  131.2  130.9  132.3
       % CHG SAME QTR LAST YR....    0.33   0.51  -0.71  -0.70   0.23   0.15   1.12   1.39   1.53   1.45   0.13   3.49  -0.17   1.05

   TRANS,COMM,PUB UTIL...........   176.1  174.0  178.1  180.1  181.7  179.4  179.5  180.2  180.2  173.9  174.0  172.4  178.5  179.8
       % CHG SAME QTR LAST YR....    3.91   3.65   3.75   3.49   3.18   3.12   0.80   0.06  -0.83  -3.10  -3.08   6.26   3.51   0.77

   GOVERNMENT....................   398.3  402.4  401.3  387.5  404.9  404.8  403.9  391.2  409.0  407.3  405.6  390.2  399.0  402.2
       % CHG SAME QTR LAST YR....    0.61   2.47   2.62   2.34   1.66   0.60   0.66   0.96   1.01   0.63   0.41   1.20   2.27   0.81

     FEDERAL,CIVILIAN............    51.0   52.1   57.8   53.9   50.7   51.6   51.9   51.1   49.9   50.5   50.7   51.2   53.6   51.1
       % CHG SAME QTR LAST YR....   -1.99   1.56  11.29   6.38  -0.46  -1.02 -10.20  -5.13  -1.58  -2.07  -2.37   0.77   4.72  -4.66

     STATE AND LOCAL.............   347.3  350.3  343.4  333.6  354.2  353.2  352.0  340.1  359.1  356.8  354.9  338.9  345.4  351.1
       % CHG SAME QTR LAST YR....    1.01   2.61   1.29   1.72   1.97   0.84   2.49   1.95   1.38   1.02   0.82   1.26   1.90   1.66


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                     TABLE 6:  TENNESSEE DURABLE GOODS MANUFACTURING EMPLOYMENT
                                                         THOUSANDS OF JOBS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL DURABLE GOODS.............   303.1  302.9  304.2  300.2  296.1  288.6  283.1  277.9  275.8  274.3  273.6  300.2  300.8  281.3
     % CHG SAME QTR LAST YR......    2.71   2.12   1.65  -0.49  -2.33  -4.73  -6.95  -7.43  -6.86  -4.95  -3.36   2.54   0.22  -6.49

   LUMBER AND WOOD...............    23.7   23.8   24.2   24.1   23.4   22.2   22.2   22.2   22.1   22.1   22.2   23.7   23.9   22.1
     % CHG SAME QTR LAST YR......    1.14   0.70   3.71   0.00  -1.27  -6.99  -8.53  -7.89  -5.42  -0.30   0.00   2.23   0.77  -7.23

   FURNITURE AND FIXTURES........    27.6   27.3   27.5   26.7   26.4   25.4   24.0   22.6   22.6   22.6   22.8   27.4   27.0   23.6
     % CHG SAME QTR LAST YR......    0.73   1.23   0.12  -3.37  -4.58  -7.20 -12.73 -15.34 -14.29 -10.78  -5.14   1.42  -1.67 -12.35

   STONE,CLAY AND GLASS..........    16.9   16.9   17.1   16.9   16.7   16.5   16.6   16.7   16.6   16.3   16.2   16.7   16.9   16.6
     % CHG SAME QTR LAST YR......    5.19   4.75   2.40  -0.20  -0.99  -2.17  -2.73  -1.18  -1.00  -1.61  -2.40   2.77   1.45  -1.77

   PRIMARY METALS................    18.0   17.9   17.9   17.8   17.6   17.2   16.5   16.1   15.9   15.3   14.5   18.0   17.8   16.4
     % CHG SAME QTR LAST YR......    0.94  -0.37  -0.55  -1.66  -1.86  -4.10  -7.99  -9.19 -10.02 -11.07 -11.92   1.50  -1.11  -7.81

   FABRICATED METALS.............    48.0   47.6   47.9   47.6   47.0   46.0   45.1   44.7   44.0   43.9   43.9   47.1   47.5   44.9
     % CHG SAME QTR LAST YR......    3.38   2.29   2.86   0.78  -2.02  -3.50  -5.98  -6.16  -6.31  -4.50  -2.51   3.75   0.96  -5.49

   NONELECTRICAL MACHINERY.......    50.8   51.7   51.8   50.9   51.1   50.8   50.2   48.3   48.0   48.3   47.9   49.5   51.3   49.3
     % CHG SAME QTR LAST YR......    5.69   5.94   5.36   3.18   0.52  -1.74  -2.96  -4.98  -6.01  -4.86  -4.64   4.96   3.72  -3.91

   ELECTRICAL MACHINERY..........    41.5   40.6   41.1   40.6   39.0   37.5   36.3   35.6   35.4   35.0   34.9   41.4   40.3   36.2
     % CHG SAME QTR LAST YR......    0.40  -0.98  -0.73  -2.80  -6.02  -7.55 -11.53 -12.16  -9.22  -6.75  -3.85   2.39  -2.64 -10.13

   TRANSPORTATION EQUIPMENT......    55.5   55.5   55.2   54.1   53.3   51.9   51.1   50.9   50.4   49.9   50.2   54.8   54.5   51.1
     % CHG SAME QTR LAST YR......    4.59   3.03   0.85  -1.58  -3.97  -6.60  -7.49  -5.92  -5.32  -3.86  -1.76   2.43  -0.44  -6.34

   INSTRUMENTS...................    10.6   10.8   10.8   10.9   11.0   11.1   11.1   11.1   11.2   11.3   11.3   10.8   10.9   11.1
     % CHG SAME QTR LAST YR......   -2.45   0.00   0.00   0.62   3.76   2.46   3.09   2.45   1.81   1.50   1.50  -3.65   1.08   2.45

   MISCELLANEOUS.................    10.6   10.7   10.7   10.7   10.6   10.1   10.0    9.6    9.5    9.7    9.7   10.8   10.7    9.8
     % CHG SAME QTR LAST YR......   -0.94  -0.93  -3.60  -1.53   0.00  -5.31  -6.85 -10.56 -10.09  -4.29  -3.01  -0.84  -1.54  -8.20


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                   TABLE 7:  TENNESSEE NONDURABLE GOODS MANUFACTURING EMPLOYMENT
                                                         THOUSANDS OF JOBS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL NONDURABLE GOODS..........   209.5  206.1  206.7  206.7  204.2  200.2  196.7  196.6  195.0  192.8  192.8  210.9  205.9  197.1
     % CHG SAME QTR LAST YR......   -3.28  -2.49  -2.21  -2.24  -2.53  -2.85  -4.85  -4.87  -4.49  -3.71  -2.00  -4.98  -2.37  -4.27

   FOOD..........................    38.9   38.9   39.5   40.2   40.3   40.0   40.5   41.3   41.4   41.0   41.0   38.4   39.7   40.8
     % CHG SAME QTR LAST YR......    2.55   3.09   3.86   3.52   3.51   2.83   2.70   2.90   2.65   2.59   1.15   2.70   3.50   2.77

   TOBACCO.......................     1.0    1.2    1.1    1.0    1.0    1.2    1.0    1.0    1.0    1.1    1.1    1.1    1.1    1.0
     % CHG SAME QTR LAST YR......   -8.82  -5.26   6.45   0.00   0.00  -2.78  -9.09  -3.33   0.00  -5.71  10.00  -7.14   0.00  -3.85

   TEXTILES......................    15.8   15.7   15.8   15.6   15.1   14.3   13.9   13.7   13.2   12.9   12.7   16.2   15.6   13.8
     % CHG SAME QTR LAST YR......   -5.75  -4.67  -4.05  -2.50  -4.42  -8.72 -12.03 -12.18 -13.00 -10.02  -8.39  -7.83  -3.91 -11.47

   APPAREL.......................    24.5   23.0   22.3   21.7   21.0   20.4   19.1   18.3   17.9   17.3   17.1   26.1   22.0   18.9
     % CHG SAME QTR LAST YR......  -17.12 -17.29 -16.08 -14.77 -14.40 -11.32 -14.22 -15.64 -14.76 -14.89 -10.47 -21.26 -15.69 -13.94

   PAPER.........................    22.0   21.4   21.7   22.6   21.8   21.8   21.9   22.2   22.2   22.2   22.6   22.1   21.9   22.0
     % CHG SAME QTR LAST YR......    1.23  -1.54  -2.11   0.15  -0.91   2.03   0.92  -1.77   1.99   1.68   3.35   0.99  -1.09   0.76

   PRINTING AND PUBLISHING.......    38.6   38.0   38.0   37.5   37.1   36.7   36.0   36.1   35.7   34.8   34.6   38.6   37.7   36.1
     % CHG SAME QTR LAST YR......   -2.36  -0.61  -1.30  -3.76  -4.06  -3.42  -5.26  -3.73  -3.78  -5.26  -3.80  -1.93  -2.44  -4.05

   CHEMICALS.....................    29.3   28.5   28.6   28.5   28.4   28.3   27.4   27.3   27.3   27.2   27.0   29.7   28.5   27.6
     % CHG SAME QTR LAST YR......   -5.49  -4.89  -4.13  -3.93  -2.96  -0.82  -4.42  -4.33  -3.76  -3.66  -1.22  -8.97  -3.99  -3.33

   PETROLEUM REFINING............     1.0    1.1    1.3    1.2    1.2    1.1    1.3    1.3    1.3    1.2    1.2    1.0    1.2    1.2
     % CHG SAME QTR LAST YR......    0.00  13.79  18.18  12.12  16.13   0.00   0.00   5.41   5.56   9.09  -7.69   0.00  15.08   2.76

   RUBBER AND PLASTICS...........    35.0   35.3   35.4   35.3   35.5   34.1   33.4   33.3   33.1   33.2   33.4   34.6   35.4   33.5
     % CHG SAME QTR LAST YR......    1.55   3.22   2.22   1.83   1.43  -3.31  -5.56  -5.66  -6.85  -2.54   0.10   0.31   2.17  -5.35

   LEATHER.......................     3.2    3.1    3.1    3.0    2.7    2.4    2.2    2.1    1.9    1.9    1.9    3.1    3.0    2.2
     % CHG SAME QTR LAST YR......   -3.06   0.00  -1.06  -3.19 -14.74 -22.34 -29.03 -30.77 -28.40 -23.29 -13.64  -6.22  -4.77 -27.58


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                      TABLE 8:  TENNESSEE NONAGRICULTURAL EMPLOYMENT BY SECTOR
                                               THOUSANDS OF SEASONALLY ADJUSTED JOBS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL NONAGRICULTURAL...........  2706.9 2725.8 2732.5 2733.8 2724.5 2728.4 2709.3 2706.6 2705.8 2718.8 2703.7 2684.4 2729.2 2712.5
       % CHG PREV QTR SAAR.......    1.99   2.81   1.00   0.19  -1.36   0.57  -2.77  -0.39  -0.12   1.93  -2.21   1.78   1.67  -0.61
       % CHG SAME QTR LAST YR....    1.87   2.41   2.13   1.49   0.65   0.10  -0.85  -0.99  -0.69  -0.35  -0.21   1.78   1.67  -0.61

   MINING........................     4.2    4.3    4.1    4.1    4.0    4.0    4.1    4.0    3.9    3.7    3.7    4.3    4.1    4.0
       % CHG PREV QTR SAAR.......   -6.06   3.19 -11.93  -3.19 -12.39   0.00  10.47  -3.24 -12.58 -21.87   0.00  -1.15  -3.89  -3.04
       % CHG SAME QTR LAST YR....   -3.05  -0.78  -3.88  -4.65  -6.30  -7.03  -1.61  -1.63  -1.68  -7.56  -9.84  -1.15  -3.89  -3.04

   CONSTRUCTION..................   125.3  128.0  124.6  124.1  123.5  123.6  121.2  120.0  120.0  122.4  118.7  123.7  125.0  121.2
       % CHG PREV QTR SAAR.......    3.59   8.90 -10.12  -1.49  -2.13   0.54  -7.54  -3.90   0.00   8.24 -11.55   2.27   1.07  -3.05
       % CHG SAME QTR LAST YR....    2.40   5.38   0.48  -0.03  -1.44  -3.39  -2.70  -3.30  -2.78  -0.97  -2.06   2.27   1.07  -3.05

   MANUFACTURING.................   511.9  510.6  510.2  508.0  499.2  491.0  479.1  474.8  470.1  468.0  466.0  510.9  507.0  478.7
       % CHG PREV QTR SAAR.......   -1.27  -1.04  -0.29  -1.74  -6.75  -6.39  -9.32  -3.60  -3.90  -1.72  -1.73  -0.66  -0.77  -5.57
       % CHG SAME QTR LAST YR....    0.35   0.29   0.21  -1.08  -2.49  -3.83  -6.09  -6.54  -5.83  -4.68  -2.74  -0.66  -0.77  -5.57

     DURABLE GOODS...............   302.9  303.3  303.2  301.6  295.5  289.4  282.1  278.5  275.4  274.5  273.0  300.1  300.9  281.3
       % CHG PREV QTR SAAR.......    0.49   0.53  -0.22  -2.05  -7.81  -8.05  -9.76  -5.01  -4.29  -1.35  -2.12   2.58   0.28  -6.50
       % CHG SAME QTR LAST YR....    2.88   2.29   1.67  -0.32  -2.44  -4.59  -6.96  -7.67  -6.80  -5.15  -3.20   2.58   0.28  -6.50

     NONDURABLE GOODS............   209.0  207.2  207.0  206.4  203.6  201.6  197.1  196.3  194.6  193.5  193.0  210.9  206.1  197.4
       % CHG PREV QTR SAAR.......   -3.74  -3.28  -0.39  -1.28  -5.19  -3.93  -8.70  -1.55  -3.35  -2.24  -1.17  -4.94  -2.27  -4.21
       % CHG SAME QTR LAST YR....   -3.09  -2.51  -1.85  -2.18  -2.55  -2.72  -4.81  -4.88  -4.42  -4.00  -2.08  -4.94  -2.27  -4.21

   TRADE.........................   636.8  639.2  642.9  643.9  641.2  641.9  637.8  635.3  637.7  639.7  635.3  630.5  641.8  638.2
       % CHG PREV QTR SAAR.......    3.20   1.52   2.34   0.62  -1.67   0.44  -2.53  -1.58   1.52   1.28  -2.76   1.66   1.79  -0.57
       % CHG SAME QTR LAST YR....    2.11   2.07   2.51   1.92   0.69   0.42  -0.79  -1.34  -0.55  -0.34  -0.40   1.66   1.79  -0.57

   SERVICES......................   732.4  737.4  740.9  744.2  748.2  754.1  751.8  756.4  759.3  772.5  769.4  721.6  742.7  755.4
       % CHG PREV QTR SAAR.......    3.86   2.80   1.88   1.81   2.17   3.17  -1.20   2.45   1.56   7.14  -1.60   2.63   2.92   1.71
       % CHG SAME QTR LAST YR....    3.26   3.77   3.19   2.58   2.16   2.26   1.48   1.63   1.48   2.44   2.34   2.63   2.92   1.71

   FIN,INS,REAL EST..............   130.9  131.3  130.6  130.8  131.1  131.5  132.1  132.7  133.0  133.4  132.2  131.2  130.9  132.3
       % CHG PREV QTR SAAR.......   -1.91   1.23  -2.11   0.41   0.92   1.33   1.84   1.73   1.11   1.21  -3.74   3.54  -0.16   1.05
       % CHG SAME QTR LAST YR....    0.54   0.46  -0.58  -0.61   0.10   0.13   1.12   1.45   1.50   1.47   0.05   3.54  -0.16   1.05

   TRANS,COMM,PUB UTIL...........   174.6  176.2  178.5  179.2  179.8  181.4  179.9  179.6  179.8  175.4  173.6  172.6  178.4  180.2
       % CHG PREV QTR SAAR.......    3.11   3.72   5.32   1.50   1.27   3.68  -3.27  -0.67   0.52  -9.43  -4.19   6.30   3.37   0.98
       % CHG SAME QTR LAST YR....    4.07   3.61   3.56   3.40   2.94   2.93   0.77   0.22   0.04  -3.29  -3.52   6.30   3.37   0.98

   GOVERNMENT....................   390.8  398.7  400.6  399.5  397.6  400.9  403.2  403.9  402.0  403.6  404.9  389.6  399.1  402.5
       % CHG PREV QTR SAAR.......    1.38   8.41   1.92  -1.09  -1.89   3.29   2.35   0.66  -1.87   1.60   1.29   1.09   2.45   0.84
       % CHG SAME QTR LAST YR....    0.31   2.48   2.97   2.59   1.76   0.54   0.64   1.08   1.09   0.67   0.41   1.09   2.45   0.84

     FEDERAL,CIVILIAN............    51.2   52.0   57.3   54.2   50.9   51.4   51.4   51.2   50.4   50.5   50.0   51.2   53.6   51.1
       % CHG PREV QTR SAAR.......    1.58   6.68  47.09 -19.56 -22.21   3.72  -0.26  -1.55  -5.61   0.26  -3.65   0.72   4.70  -4.69
       % CHG SAME QTR LAST YR....   -2.17   1.36  11.49   6.41  -0.46  -1.15 -10.30  -5.65  -0.98  -1.82  -2.66   0.72   4.70  -4.69

     STATE AND LOCAL.............   339.6  346.7  343.4  345.3  346.7  349.5  351.8  352.7  351.5  353.1  354.9  338.4  345.5  351.4
       % CHG PREV QTR SAAR.......    1.35   8.67  -3.83   2.27   1.63   3.23   2.74   0.99  -1.32   1.79   2.02   1.15   2.11   1.70
       % CHG SAME QTR LAST YR....    0.69   2.64   1.68   2.02   2.09   0.79   2.47   2.14   1.39   1.04   0.86   1.15   2.11   1.70

     STATISTICAL DISCREPANCY.....     0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0
                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                     TABLE 9:  TENNESSEE DURABLE GOODS MANUFACTURING EMPLOYMENT
                                               THOUSANDS OF SEASONALLY ADJUSTED JOBS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL DURABLE GOODS.............   302.9  303.3  303.2  301.6  295.5  289.4  282.1  278.5  275.4  274.5  273.0  300.1  300.9  281.3
     % CHG PREV QTR SAAR.........    0.49   0.53  -0.22  -2.05  -7.81  -8.05  -9.76  -5.01  -4.29  -1.35  -2.12   2.58   0.28  -6.50
     % CHG SAME QTR LAST YR......    2.88   2.29   1.67  -0.32  -2.44  -4.59  -6.96  -7.67  -6.80  -5.15  -3.20   2.58   0.28  -6.50

   LUMBER AND WOOD...............    23.7   24.1   24.2   23.9   23.4   22.5   22.2   22.0   22.0   22.3   22.2   23.7   23.9   22.2
     % CHG PREV QTR SAAR.........   -1.12   6.92   1.67  -4.87  -8.63 -14.54  -5.24  -2.38   0.00   5.56  -2.37   2.30   0.88  -7.19
     % CHG SAME QTR LAST YR......    1.57   0.70   3.71   0.56  -1.41  -6.78  -8.40  -7.81  -5.71  -0.59   0.15   2.30   0.88  -7.19

   FURNITURE AND FIXTURES........    27.5   27.4   27.2   27.1   26.2   25.4   23.8   22.9   22.5   22.7   22.6   27.4   27.0   23.7
     % CHG PREV QTR SAAR.........   -5.62  -1.45  -1.93  -1.94 -13.08 -10.75 -22.89 -14.77  -6.25   2.39  -1.75   1.39  -1.67 -12.21
     % CHG SAME QTR LAST YR......    0.73   1.23  -0.37  -2.75  -4.73  -7.06 -12.48 -15.50 -13.89 -10.88  -5.31   1.39  -1.67 -12.21

   STONE,CLAY AND GLASS..........    16.9   17.1   17.0   16.8   16.8   16.7   16.5   16.6   16.6   16.4   16.2   16.6   16.9   16.6
     % CHG PREV QTR SAAR.........    2.40   3.19  -1.55  -4.62   0.80  -3.90  -3.16   1.62  -0.80  -4.74  -4.80   2.72   1.65  -1.97
     % CHG SAME QTR LAST YR......    4.74   4.92   2.62  -0.20  -0.59  -2.34  -2.75  -1.19  -1.58  -1.80  -2.22   2.72   1.65  -1.97

   PRIMARY METALS................    17.9   17.9   18.0   17.9   17.6   17.2   16.5   16.2   15.8   15.2   14.5   18.0   17.8   16.4
     % CHG PREV QTR SAAR.........   -4.34  -1.48   2.26  -2.21  -5.84  -9.49 -13.96  -7.82  -9.52 -13.59 -17.15   1.55  -0.88  -7.85
     % CHG SAME QTR LAST YR......    0.94  -0.19   0.00  -1.47  -1.86  -3.92  -7.98  -9.33 -10.23 -11.26 -12.10   1.55  -0.88  -7.85

   FABRICATED METALS.............    47.6   47.7   48.0   47.9   46.7   46.1   45.1   44.7   43.9   43.9   44.0   47.0   47.6   45.0
     % CHG PREV QTR SAAR.........    2.56   1.13   1.97  -0.83  -9.66  -4.49  -8.66  -3.79  -6.69   0.30   0.61   3.68   1.17  -5.48
     % CHG SAME QTR LAST YR......    3.40   2.73   2.79   1.20  -1.96  -3.35  -5.98  -6.69  -5.93  -4.77  -2.44   3.68   1.17  -5.48

   NONELECTRICAL MACHINERY.......    51.1   51.0   51.4   51.7   50.9   50.2   49.9   49.2   48.1   47.8   47.7   49.6   51.2   49.4
     % CHG PREV QTR SAAR.........    5.12  -0.52   2.91   2.36  -5.56  -5.64  -2.11  -5.75  -8.39  -2.74  -0.83   4.89   3.40  -3.66
     % CHG SAME QTR LAST YR......    5.44   6.18   5.48   2.45  -0.26  -1.57  -2.79  -4.77  -5.50  -4.78  -4.47   4.89   3.40  -3.66

   ELECTRICAL MACHINERY..........    41.2   41.0   41.2   40.3   38.8   37.9   36.4   35.5   35.3   35.2   34.8   41.4   40.3   36.3
     % CHG PREV QTR SAAR.........   -3.17  -1.93   1.97  -8.46 -13.78  -9.27 -14.92  -9.53  -1.86  -1.87  -4.11   2.43  -2.60 -10.04
     % CHG SAME QTR LAST YR......    0.57  -0.81  -0.88  -2.97  -5.74  -7.56 -11.65 -11.91  -9.01  -7.21  -4.40   2.43  -2.60 -10.04

   TRANSPORTATION EQUIPMENT......    55.7   55.6   54.9   54.4   53.4   52.2   50.6   50.6   50.3   50.0   50.2   54.8   54.6   50.9
     % CHG PREV QTR SAAR.........    4.67  -0.61  -5.13  -3.18  -7.12  -9.25 -11.11   0.06  -2.34  -2.60   1.29   2.67  -0.30  -6.66
     % CHG SAME QTR LAST YR......    5.31   3.19   0.90  -1.13  -4.04  -6.20  -7.71  -6.95  -5.78  -4.10  -0.91   2.67  -0.30  -6.66

   INSTRUMENTS...................    10.7   10.9   10.7   10.9   11.1   11.1   11.0   11.1   11.3   11.3   11.3   10.8   10.9   11.1
     % CHG PREV QTR SAAR.........   -2.37   5.78  -5.03   6.67   7.40   1.75  -4.24   2.18   6.13   1.10   0.23  -3.44   1.23   2.10
     % CHG SAME QTR LAST YR......   -1.91   0.15   0.09   1.14   3.58   2.57   2.79   1.69   1.39   1.22   2.39  -3.44   1.23   2.10

   MISCELLANEOUS.................    10.6   10.7   10.6   10.8   10.6   10.1    9.9    9.6    9.5    9.7    9.6   10.8   10.7    9.8
     % CHG PREV QTR SAAR.........   -8.32   3.82  -3.67   5.11  -6.05 -16.48  -8.90 -10.35  -4.09   7.18  -4.06  -0.76  -1.31  -8.27
     % CHG SAME QTR LAST YR......   -0.62  -0.92  -3.04  -0.92  -0.31  -5.59  -6.90 -10.53 -10.06  -4.28  -3.03  -0.76  -1.31  -8.27

   STATISTICAL DISCREPANCY.......     0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                   TABLE 10:  TENNESSEE NONDURABLE GOODS MANUFACTURING EMPLOYMENT
                                               THOUSANDS OF SEASONALLY ADJUSTED JOBS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL NONDURABLE GOODS..........   209.0  207.2  207.0  206.4  203.6  201.6  197.1  196.3  194.6  193.5  193.0  210.9  206.1  197.4
     % CHG PREV QTR SAAR.........   -3.74  -3.28  -0.39  -1.28  -5.19  -3.93  -8.70  -1.55  -3.35  -2.24  -1.17  -4.94  -2.27  -4.21
     % CHG SAME QTR LAST YR......   -3.09  -2.51  -1.85  -2.18  -2.55  -2.72  -4.81  -4.88  -4.42  -4.00  -2.08  -4.94  -2.27  -4.21

   FOOD..........................    38.7   39.2   39.5   39.8   40.2   40.4   40.6   41.2   41.3   41.3   41.0   38.3   39.7   40.9
     % CHG PREV QTR SAAR.........    3.16   4.91   3.44   3.07   3.39   2.01   2.67   6.04   0.65  -0.32  -2.88   2.73   3.54   3.02
     % CHG SAME QTR LAST YR......    2.56   3.07   3.76   3.64   3.70   2.98   2.78   3.51   2.82   2.23   0.82   2.73   3.54   3.02

   TOBACCO.......................     1.0    1.1    1.2    1.1    1.1    1.0    1.0    1.0    1.0    1.1    1.1    1.1    1.1    1.0
     % CHG PREV QTR SAAR.........  -22.13  13.54  43.11 -20.97   0.00 -31.70  14.01   0.00   0.00  13.54  27.44  -5.71   0.76  -7.52
     % CHG SAME QTR LAST YR......   -6.06  -8.57   6.06   0.00   6.45  -6.25 -11.43  -6.06  -6.06   6.67   9.68  -5.71   0.76  -7.52

   TEXTILES......................    15.8   15.8   15.7   15.6   15.1   14.3   13.8   13.7   13.2   12.9   12.7   16.2   15.5   13.8
     % CHG PREV QTR SAAR.........   -3.30  -1.67  -1.68  -2.52 -12.22 -18.81 -13.24  -3.80 -14.69  -6.90  -7.02  -8.15  -3.82 -11.47
     % CHG SAME QTR LAST YR......   -6.68  -4.44  -3.88  -2.30  -4.63  -9.09 -11.89 -12.18 -12.80  -9.77  -8.19  -8.15  -3.82 -11.47

   APPAREL.......................    24.6   23.1   22.3   21.7   20.9   20.5   19.1   18.4   17.8   17.4   17.0   26.1   22.0   18.9
     % CHG PREV QTR SAAR.........  -13.86 -21.83 -13.67  -9.80 -13.40  -8.62 -24.15 -14.50 -11.78  -7.99  -9.58 -21.13 -15.68 -13.94
     % CHG SAME QTR LAST YR......  -16.82 -17.11 -15.76 -14.90 -14.79 -11.40 -14.22 -15.36 -14.97 -14.82 -10.99 -21.13 -15.68 -13.94

   PAPER.........................    22.0   21.7   21.9   22.0   21.9   22.1   22.1   22.0   22.2   22.4   22.8   22.1   21.9   22.1
     % CHG PREV QTR SAAR.........    0.61  -5.34   2.48   3.08  -1.80   3.70  -1.20  -1.80   4.94   3.65   6.70   0.95  -0.98   0.95
     % CHG SAME QTR LAST YR......    1.69  -2.10  -1.50   0.15  -0.45   1.84   0.91  -0.30   1.37   1.36   3.32   0.95  -0.98   0.95

   PRINTING AND PUBLISHING.......    38.5   38.2   38.2   37.4   36.9   36.9   36.1   36.1   35.6   34.8   34.8   38.6   37.7   36.2
     % CHG PREV QTR SAAR.........   -2.72  -3.75   0.00  -7.80  -4.90  -0.72  -7.72  -0.74  -5.43  -8.35   0.00  -1.95  -2.35  -4.00
     % CHG SAME QTR LAST YR......   -2.12  -0.61  -1.04  -3.61  -4.15  -3.41  -5.33  -3.57  -3.70  -5.61  -3.69  -1.95  -2.35  -4.00

   CHEMICALS.....................    29.2   28.5   28.6   28.7   28.3   28.4   27.4   27.2   27.3   27.2   27.1   29.7   28.5   27.6
     % CHG PREV QTR SAAR.........   -8.41  -9.14   1.16   1.64  -5.33   0.82 -12.91  -2.60   1.11  -2.31  -1.54  -8.84  -3.80  -3.33
     % CHG SAME QTR LAST YR......   -5.05  -4.90  -3.42  -3.82  -3.02  -0.47  -4.13  -5.14  -3.57  -4.33  -1.35  -8.84  -3.80  -3.33

   PETROLEUM REFINING............     1.1    1.2    1.2    1.2    1.2    1.2    1.2    1.3    1.3    1.2    1.2    1.1    1.2    1.2
     % CHG PREV QTR SAAR.........  -11.58  60.18  11.58 -10.38   0.00 -10.66  11.93  37.74   0.00 -18.99 -10.38   0.78  11.54   2.76
     % CHG SAME QTR LAST YR......    0.00  12.50  12.12   9.09  12.50  -2.78  -2.70   8.33   8.33   5.71   0.00   0.78  11.54   2.76

   RUBBER AND PLASTICS...........    34.8   35.3   35.4   35.7   35.3   34.4   33.5   33.3   33.0   33.3   33.4   34.6   35.4   33.5
     % CHG PREV QTR SAAR.........   -2.90   5.88   0.47   4.47  -5.30  -9.42 -10.54  -1.69  -4.26   4.51   1.34   0.46   2.37  -5.33
     % CHG SAME QTR LAST YR......    1.86   3.34   2.98   1.92   1.28  -2.59  -5.38  -6.80  -6.55  -3.14  -0.08   0.46   2.37  -5.33

   LEATHER.......................     3.1    3.2    3.1    3.0    2.7    2.5    2.2    2.1    1.9    1.9    1.9    3.1    3.0    2.2
     % CHG PREV QTR SAAR.........    0.81   3.14  -2.96 -12.71 -39.64 -28.44 -34.97 -22.39 -24.19  -7.04   2.14  -6.10  -4.57 -27.76
     % CHG SAME QTR LAST YR......   -2.48  -0.13  -0.31  -3.12 -14.78 -22.22 -29.63 -31.67 -27.66 -22.78 -13.55  -6.10  -4.57 -27.76

   STATISTICAL DISCREPANCY.......     0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0    0.0


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                 TABLE 11:  TENNESSEE AVERAGE ANNUAL WAGE AND SALARY RATE BY SECTOR
                                                            1996 DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL NONAGRICULTURAL...........   28418  29001  28727  28924  28707  29269  28929  29159  28406  29204  28918  28572  28840  28941
       % CHG SAME QTR LAST YR....    1.43   1.18   0.71   0.84   1.02   0.93   0.70   0.81  -1.05  -0.22  -0.04   2.00   0.94   0.35

   MINING........................   41929  39429  43917  40246  40286  42285  41155  39160  44587  45901  44096  42477  40970  41797
       % CHG SAME QTR LAST YR....   -9.99 -11.34   9.21  -7.03  -3.92   7.24  -6.29  -2.70  10.68   8.55   7.15  -6.50  -3.55   2.02

   CONSTRUCTION..................   32480  34393  32814  31582  32687  34481  32168  31135  31379  33661  31564  32370  32869  32291
       % CHG SAME QTR LAST YR....    2.45   2.28   2.38   0.83   0.64   0.25  -1.97  -1.42  -4.00  -2.38  -1.88   3.70   1.54  -1.76

   MANUFACTURING.................   33721  33143  33629  33673  33816  33681  33373  33235  32298  32747  33196  33280  33565  33147
       % CHG SAME QTR LAST YR....    4.05   1.36   1.79   0.04   0.28   1.62  -0.76  -1.30  -4.49  -2.77  -0.53   2.96   0.86  -1.25

     DURABLE GOODS...............   34241  33435  33987  34045  34385  33482  33355  33149  32218  32620  33128  33891  33963  33051
       % CHG SAME QTR LAST YR....    4.00   0.29   0.95  -0.80   0.42   0.14  -1.86  -2.63  -6.30  -2.57  -0.68   2.80   0.21  -2.69

     NONDURABLE GOODS............   32969  32714  33103  33134  32991  33969  33400  33357  32411  32927  33293  32411  32985  33284
       % CHG SAME QTR LAST YR....    3.99   2.87   2.97   1.25   0.07   3.83   0.90   0.67  -1.76  -3.07  -0.32   2.96   1.77   0.91

   TRADE.........................   21731  22601  22054  22272  21845  22372  21918  21837  21335  22356  21820  22252  22193  21866
       % CHG SAME QTR LAST YR....    1.33   0.39  -2.45   0.53   0.53  -1.01  -0.61  -1.96  -2.33  -0.07  -0.45   3.21  -0.26  -1.48

   SERVICES......................   26997  28062  27461  27098  27325  28710  27837  28401  27939  28718  28065  27121  27487  28222
       % CHG SAME QTR LAST YR....    0.21   1.58   1.84   0.75   1.21   2.31   1.37   4.81   2.25   0.03   0.82   0.97   1.35   2.67

   FIN,INS,REAL EST..............   39729  39708  40156  42586  41700  40747  43258  42129  41810  42261  42672  38745  41038  41986
       % CHG SAME QTR LAST YR....    0.23   4.89   3.54  10.29   4.96   2.62   7.72  -1.07   0.26   3.72  -1.35  -0.25   5.92   2.31

   TRANS,COMM,PUB UTIL...........   35338  36451  36019  36126  36199  35772  35643  35484  34985  35536  36583  36046  36199  35471
       % CHG SAME QTR LAST YR....    0.19   0.92   0.56  -2.12   2.44  -1.86  -1.04  -1.78  -3.35  -0.66   2.64   2.00   0.42  -2.01

   GOVERNMENT....................   26916  26993  27101  28345  27127  27469  27954  29569  27738  28237  28011  27262  27391  28182
       % CHG SAME QTR LAST YR....    1.37  -0.25   0.14   1.20   0.79   1.77   3.15   4.32   2.25   2.79   0.20   1.28   0.47   2.89

     FEDERAL,CIVILIAN............   42448  42435  40116  43802  45590  46513  46611  46867  47058  48669  45500  42447  42986  46762
       % CHG SAME QTR LAST YR....    1.48  -0.97  -4.55   3.15   7.40   9.61  16.19   7.00   3.22   4.63  -2.38   0.38   1.27   8.79

     STATE AND LOCAL.............   24637  24696  24910  25847  24482  24689  25201  26968  25051  25345  25512  24968  24984  25477
       % CHG SAME QTR LAST YR....    1.63   0.03   0.56   0.28  -0.63  -0.03   1.17   4.34   2.32   2.66   1.23   1.56   0.06   1.98


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                 TABLE 12:  TENNESSEE AVERAGE ANNUAL WAGE AND SALARY RATE BY SECTOR
                                                  SEASONALLY ADJUSTED 1996 DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL NONAGRICULTURAL...........   28678  28644  28774  28937  28989  28906  28973  29171  28662  28866  28973  28581  28836  28928
       % CHG PREV QTR SAAR.......   -0.76  -0.48   1.83   2.28   0.72  -1.14   0.93   2.77  -6.80   2.87   1.50   2.00   0.89   0.32
       % CHG SAME QTR LAST YR....    1.35   1.20   0.59   0.71   1.08   0.92   0.69   0.81  -1.13  -0.14   0.00   2.00   0.89   0.32

   MINING........................   41599  38505  44272  41228  40286  41574  41492  39807  44587  45067  44497  42465  41073  41865
       % CHG PREV QTR SAAR.......  -22.22 -26.59  74.75 -24.79  -8.83  13.42  -0.79 -15.28  57.40   4.37  -4.96  -6.44  -3.28   1.93
       % CHG SAME QTR LAST YR....  -10.01 -11.36   9.24  -6.93  -3.16   7.97  -6.28  -3.45  10.68   8.40   7.24  -6.44  -3.28   1.93

   CONSTRUCTION..................   32523  32808  33104  32592  32828  32872  32433  32155  31605  31791  31910  32288  32833  32267
       % CHG PREV QTR SAAR.......    2.51   3.55   3.66  -6.05   2.94   0.54  -5.24  -3.38  -6.67   2.37   1.50   3.56   1.69  -1.72
       % CHG SAME QTR LAST YR....    1.84   2.70   2.29   0.83   0.94   0.20  -2.03  -1.34  -3.73  -3.29  -1.61   3.56   1.69  -1.72

   MANUFACTURING.................   33767  33044  33679  33600  33888  33533  33420  33216  32346  32681  33222  33292  33553  33129
       % CHG PREV QTR SAAR.......    1.64  -8.30   7.92  -0.94   3.47  -4.13  -1.34  -2.41 -10.07   4.21   6.78   2.91   0.78  -1.26
       % CHG SAME QTR LAST YR....    3.87   1.27   1.63  -0.09   0.36   1.48  -0.77  -1.14  -4.55  -2.54  -0.59   2.91   0.78  -1.26

     DURABLE GOODS...............   34264  33391  34106  33883  34447  33389  33477  33077  32257  32596  33196  33904  33957  33050
       % CHG PREV QTR SAAR.......    0.61  -9.81   8.85  -2.59   6.82 -11.72   1.05  -4.69  -9.55   4.27   7.57   2.76   0.15  -2.67
       % CHG SAME QTR LAST YR....    3.83   0.12   0.93  -0.96   0.53  -0.01  -1.84  -2.38  -6.36  -2.37  -0.84   2.76   0.15  -2.67

     NONDURABLE GOODS............   33048  32535  33055  33187  33077  33738  33337  33413  32472  32802  33259  32421  32964  33240
       % CHG PREV QTR SAAR.......    3.10  -6.06   6.54   1.61  -1.32   8.24  -4.67   0.91 -10.80   4.13   5.69   2.90   1.67   0.84
       % CHG SAME QTR LAST YR....    3.79   2.89   2.59   1.19   0.09   3.70   0.86   0.68  -1.83  -2.78  -0.24   2.90   1.67   0.84

   TRADE.........................   22145  22195  22003  22307  22252  21965  21861  21924  21743  21943  21761  22257  22189  21873
       % CHG PREV QTR SAAR.......   -1.34   0.92  -3.43   5.65  -0.99  -5.06  -1.87   1.15  -3.25   3.72  -3.28   3.20  -0.30  -1.42
       % CHG SAME QTR LAST YR....    1.28   0.46  -2.51   0.39   0.48  -1.04  -0.64  -1.72  -2.28  -0.10  -0.46   3.20  -0.30  -1.42

   SERVICES......................   27103  27489  27603  27380  27469  28130  27973  28640  28053  28230  28206  27126  27485  28199
       % CHG PREV QTR SAAR.......   -1.66   5.82   1.67  -3.19   1.31   9.98  -2.22   9.89  -7.94   2.54  -0.34   0.96   1.32   2.60
       % CHG SAME QTR LAST YR....    0.09   1.62   1.72   0.60   1.35   2.33   1.34   4.60   2.13   0.35   0.84   0.96   1.32   2.60

   FIN,INS,REAL EST..............   39699  39436  40187  42814  41722  40479  43291  42330  41841  41976  42737  38748  41040  41985
       % CHG PREV QTR SAAR.......    8.94  -2.62   7.83  28.82  -9.82 -11.39  30.82  -8.59  -4.54   1.30   7.45  -0.29   5.91   2.30
       % CHG SAME QTR LAST YR....    0.02   4.95   3.41  10.18   5.10   2.64   7.72  -1.13   0.29   3.70  -1.28  -0.29   5.91   2.30

   TRANS,COMM,PUB UTIL...........   35642  35989  35931  36301  36595  35384  35570  35596  35063  35219  36675  36002  36204  35403
       % CHG PREV QTR SAAR.......  -14.42   3.96  -0.64   4.18   3.29 -12.59   2.12   0.28  -5.85   1.78  17.59   1.98   0.56  -2.21
       % CHG SAME QTR LAST YR....    0.04   0.97   0.74  -2.04   2.68  -1.68  -1.00  -1.94  -4.19  -0.47   3.10   1.98   0.56  -2.21

   GOVERNMENT....................   27435  27241  27144  27489  27623  27739  28005  28641  28223  28500  28061  27294  27374  28152
       % CHG PREV QTR SAAR.......    3.06  -2.80  -1.41   5.18   1.97   1.69   3.89   9.41  -5.71   3.99  -6.02   1.38   0.29   2.84
       % CHG SAME QTR LAST YR....    1.68  -0.26  -0.21   0.95   0.69   1.83   3.17   4.19   2.17   2.74   0.20   1.38   0.29   2.84

     FEDERAL,CIVILIAN............   42282  42516  40513  43533  45411  46664  47125  46836  46592  48701  46137  42465  42993  46804
       % CHG PREV QTR SAAR.......    0.66   2.24 -17.56  33.32  18.41  11.50   4.01  -2.43  -2.07  19.38 -19.46   0.42   1.24   8.86
       % CHG SAME QTR LAST YR....    1.67  -0.78  -4.72   3.13   7.40   9.76  16.32   7.59   2.60   4.37  -2.10   0.42   1.24   8.86

     STATE AND LOCAL.............   25198  24950  24914  24969  25009  24955  25213  26002  25588  25613  25515  24998  24961  25439
       % CHG PREV QTR SAAR.......    3.65  -3.87  -0.57   0.88   0.65  -0.86   4.20  13.11  -6.22   0.40  -1.53   1.67  -0.15   1.92
       % CHG SAME QTR LAST YR....    1.95  -0.01   0.17  -0.02  -0.75   0.02   1.20   4.14   2.31   2.64   1.20   1.67  -0.15   1.92

                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                 TABLE 13:  TENNESSEE AVERAGE ANNUAL WAGE AND SALARY RATE BY SECTOR
                                                          CURRENT DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL NONAGRICULTURAL...........   30015  30891  30769  31143  31078  31947  31717  31964  31201  32165  32052  29923  30970  31707
       % CHG SAME QTR LAST YR....    3.47   3.77   3.28   3.41   3.54   3.42   3.08   2.64   0.40   0.68   1.06   3.68   3.50   2.38

   MINING........................   44286  42000  47040  43333  43613  46154  45122  42927  48974  50556  48876  44483  43997  45794
       % CHG SAME QTR LAST YR....   -8.18  -9.07  12.00  -4.67  -1.52   9.89  -4.08  -0.94  12.29   9.54   8.32  -4.96  -1.09   4.09

   CONSTRUCTION..................   34305  36636  35147  34005  35387  37636  35269  34130  34467  37074  34986  33898  35294  35375
       % CHG SAME QTR LAST YR....    4.51   4.90   5.00   3.40   3.15   2.73   0.35   0.37  -2.60  -1.49  -0.80   5.40   4.12   0.23

   MANUFACTURING.................   35616  35304  36020  36256  36609  36763  36590  36432  35476  36067  36794  34857  36047  36315
       % CHG SAME QTR LAST YR....    6.14   3.96   4.39   2.58   2.79   4.13   1.58   0.49  -3.09  -1.89   0.56   4.66   3.42   0.74

     DURABLE GOODS...............   36166  35615  36403  36656  37225  36545  36570  36338  35389  35928  36719  35497  36475  36210
       % CHG SAME QTR LAST YR....    6.09   2.86   3.53   1.73   2.93   2.61   0.46  -0.87  -4.93  -1.69   0.41   4.50   2.76  -0.72

     NONDURABLE GOODS............   34822  34847  35456  35675  35716  37077  36619  36566  35600  36266  36902  33947  35424  36465
       % CHG SAME QTR LAST YR....    6.08   5.51   5.60   3.82   2.57   6.40   3.28   2.50  -0.32  -2.19   0.77   4.66   4.35   2.94

   TRADE.........................   22952  24074  23622  23981  23649  24420  24031  23937  23434  24623  24186  23302  23832  23956
       % CHG SAME QTR LAST YR....    3.36   2.96   0.04   3.09   3.04   1.43   1.73  -0.18  -0.91   0.83   0.64   4.90   2.27   0.52

   SERVICES......................   28515  29892  29413  29177  29583  31337  30520  31133  30689  31630  31108  28403  29516  30920
       % CHG SAME QTR LAST YR....    2.22   4.18   4.44   3.31   3.74   4.83   3.76   6.70   3.74   0.94   1.92   2.63   3.92   4.76

   FIN,INS,REAL EST..............   41962  42297  43011  45852  45145  44476  47428  46182  45924  46547  47298  40582  44076  46002
       % CHG SAME QTR LAST YR....    2.24   7.58   6.19  13.09   7.59   5.15  10.27   0.72   1.73   4.66  -0.27   1.40   8.61   4.37

   TRANS,COMM,PUB UTIL...........   37324  38828  38579  38897  39189  39045  39079  38897  38428  39139  40549  37750  38873  38862
       % CHG SAME QTR LAST YR....    2.20   3.51   3.13   0.37   5.00   0.56   1.30   0.00  -1.94   0.24   3.76   3.68   2.98  -0.03

   GOVERNMENT....................   28428  28752  29028  30519  29368  29983  30649  32413  30467  31100  31047  28552  29417  30878
       % CHG SAME QTR LAST YR....    3.41   2.30   2.70   3.78   3.30   4.28   5.58   6.21   3.74   3.73   1.30   2.95   3.03   4.97

     FEDERAL,CIVILIAN............   44833  45202  42968  47161  49356  50769  51104  51375  51689  53604  50432  44454  46172  51234
       % CHG SAME QTR LAST YR....    3.52   1.57  -2.11   5.78  10.09  12.32  18.93   8.94   4.73   5.58  -1.32   2.03   3.86  10.96

     STATE AND LOCAL.............   26021  26306  26681  27830  26504  26948  27631  29562  27516  27915  28278  26149  26830  27914
       % CHG SAME QTR LAST YR....    3.67   2.59   3.13   2.83   1.86   2.44   3.56   6.22   3.82   3.59   2.34   3.24   2.60   4.04


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                 TABLE 14:  TENNESSEE AVERAGE ANNUAL WAGE AND SALARY RATE BY SECTOR
                                                SEASONALLY ADJUSTED CURRENT DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL NONAGRICULTURAL...........   30290  30511  30820  31157  31383  31551  31766  31978  31483  31793  32114  29934  30968  31694
       % CHG PREV QTR SAAR.......    1.60   2.96   4.11   4.44   2.94   2.16   2.75   2.69  -6.05   4.00   4.11   3.68   3.46   2.35
       % CHG SAME QTR LAST YR....    3.39   3.79   3.16   3.27   3.61   3.41   3.07   2.64   0.32   0.77   1.10   3.68   3.46   2.35

   MINING........................   43937  41016  47419  44390  43613  45378  45492  43636  48974  49636  49321  44473  44110  45870
       % CHG PREV QTR SAAR.......  -20.37 -24.06  78.66 -23.21  -6.82  17.19   1.01 -15.34  58.66   5.52  -2.52  -4.90  -0.82   3.99
       % CHG SAME QTR LAST YR....   -8.20  -9.09  12.03  -4.56  -0.74  10.64  -4.06  -1.70  12.29   9.38   8.42  -4.90  -0.82   3.99

   CONSTRUCTION..................   34351  34947  35457  35091  35540  35880  35560  35249  34715  35015  35369  33817  35259  35351
       % CHG PREV QTR SAAR.......    4.95   7.12   5.98  -4.07   5.21   3.89  -3.53  -3.45  -5.91   3.50   4.10   5.27   4.27   0.26
       % CHG SAME QTR LAST YR....    3.89   5.33   4.91   3.40   3.46   2.67   0.29   0.45  -2.32  -2.41  -0.54   5.27   4.27   0.26

   MANUFACTURING.................   35665  35198  36074  36178  36687  36601  36641  36412  35529  35995  36823  34869  36034  36296
       % CHG PREV QTR SAAR.......    4.06  -5.14  10.33   1.15   5.75  -0.94   0.44  -2.48  -9.35   5.35   9.53   4.61   3.34   0.73
       % CHG SAME QTR LAST YR....    5.96   3.87   4.22   2.45   2.87   3.99   1.57   0.65  -3.16  -1.65   0.50   4.61   3.34   0.73

     DURABLE GOODS...............   36189  35568  36531  36482  37292  36444  36704  36259  35431  35902  36795  35510  36468  36210
       % CHG PREV QTR SAAR.......    3.00  -6.69  11.28  -0.54   9.18  -8.79   2.88  -4.76  -8.82   5.41  10.33   4.46   2.70  -0.71
       % CHG SAME QTR LAST YR....    5.92   2.69   3.51   1.56   3.05   2.46   0.47  -0.61  -4.99  -1.49   0.25   4.46   2.70  -0.71

     NONDURABLE GOODS............   34905  34657  35405  35733  35809  36825  36551  36628  35667  36128  36864  33958  35401  36418
       % CHG PREV QTR SAAR.......    5.55  -2.82   8.92   3.75   0.86  11.84  -2.95   0.84 -10.08   5.27   8.40   4.60   4.25   2.87
       % CHG SAME QTR LAST YR....    5.88   5.53   5.21   3.76   2.59   6.26   3.24   2.50  -0.40  -1.89   0.86   4.60   4.25   2.87

   TRADE.........................   23389  23642  23567  24018  24090  23974  23969  24033  23883  24168  24120  23309  23829  23965
       % CHG PREV QTR SAAR.......    1.01   4.40  -1.27   7.88   1.20  -1.90  -0.10   1.07  -2.47   4.86  -0.79   4.90   2.23   0.57
       % CHG SAME QTR LAST YR....    3.31   3.04  -0.02   2.95   2.99   1.40   1.70   0.06  -0.86   0.81   0.63   4.90   2.23   0.57

   SERVICES......................   28626  29281  29565  29480  29738  30704  30669  31395  30814  31093  31264  28410  29516  30895
       % CHG PREV QTR SAAR.......    0.69   9.47   3.94  -1.15   3.55  13.64  -0.46   9.81  -7.20   3.67   2.22   2.63   3.90   4.67
       % CHG SAME QTR LAST YR....    2.10   4.22   4.33   3.16   3.88   4.86   3.73   6.50   3.62   1.26   1.94   2.63   3.90   4.67

   FIN,INS,REAL EST..............   41930  42008  43044  46097  45168  44183  47464  46402  45958  46233  47370  40586  44079  46002
       % CHG PREV QTR SAAR.......   11.54   0.75  10.24  31.54  -7.83  -8.44  33.19  -8.65  -3.77   2.41  10.20   1.36   8.61   4.36
       % CHG SAME QTR LAST YR....    2.03   7.64   6.06  12.98   7.72   5.18  10.27   0.66   1.75   4.64  -0.20   1.36   8.61   4.36

   TRANS,COMM,PUB UTIL...........   37645  38336  38486  39085  39618  38622  38999  39020  38513  38790  40650  37706  38881  38789
       % CHG PREV QTR SAAR.......  -12.38   7.55   1.58   6.37   5.57  -9.68   3.97   0.21  -5.09   2.90  20.61   3.67   3.12  -0.24
       % CHG SAME QTR LAST YR....    2.05   3.56   3.32   0.45   5.24   0.75   1.33  -0.17  -2.79   0.43   4.23   3.67   3.12  -0.24

   GOVERNMENT....................   28976  29017  29074  29597  29904  30277  30704  31396  31000  31390  31103  28585  29398  30844
       % CHG PREV QTR SAAR.......    5.51   0.56   0.79   7.39   4.22   5.08   5.77   9.33  -4.96   5.13  -3.61   3.05   2.84   4.92
       % CHG SAME QTR LAST YR....    3.72   2.30   2.34   3.52   3.20   4.34   5.61   6.08   3.66   3.68   1.30   3.05   2.84   4.92

     FEDERAL,CIVILIAN............   44658  45288  43393  46872  49162  50934  51668  51342  51176  53639  51138  44473  46179  51280
       % CHG PREV QTR SAAR.......    3.06   5.77 -15.72  36.13  21.03  15.21   5.89  -2.50  -1.28  20.69 -17.39   2.07   3.84  11.05
       % CHG SAME QTR LAST YR....    3.71   1.77  -2.28   5.75  10.09  12.47  19.07   9.54   4.10   5.31  -1.03   2.07   3.84  11.05

     STATE AND LOCAL.............   26614  26577  26686  26884  27075  27239  27644  28503  28105  28210  28280  26181  26805  27873
       % CHG PREV QTR SAAR.......    6.12  -0.56   1.65   3.00   2.88   2.44   6.08  13.02  -5.46   1.50   1.00   3.34   2.38   3.98
       % CHG SAVE QTR LAST YR....    4.00   2.55   2.73   2.53   1.73   2.49   3.59   6.02   3.80   3.57   2.30   3.34   2.38   3.98


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                  TABLE 15:  TENNESSEE CIVILIAN LABOR FORCE AND UNEMPLOYMENT RATE

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 CIVILIAN LABOR FORCE (THOUS)....    2829   2772   2792   2820   2809   2776   2804   2844   2847   2867   2877   2816   2798   2818
     % CHG SAME QTR LAST YR......    0.69  -0.13  -0.60  -1.00  -0.70   0.12   0.43   0.84   1.36   3.28   2.59   2.03  -0.61   0.69

   EMPLOYED PERSONS (THOUS)......    2724   2659   2687   2705   2701   2653   2686   2713   2715   2701   2736   2702   2688   2692
     % CHG SAME QTR LAST YR......    0.79   0.27  -0.54  -0.96  -0.82  -0.24  -0.05   0.30   0.51   1.80   1.86   2.21  -0.52   0.13

   UNEMPLOYED PERSONS (THOUS)....     105    113    104    115    108    123    118    131    132    166    141    113    110    126
     % CHG SAME QTR LAST YR......   -1.76  -8.65  -2.06  -2.01   2.38   8.58  12.93  13.44  22.75  35.13  19.29  -2.04  -2.82  14.34

 PARTICIPATION RATE (PERCENT)....    63.3   61.9   62.1   62.6   62.3   61.5   62.0   62.8   62.7   63.0   63.0   64.4   62.2   62.2
     % CHG SAME QTR LAST YR......   -3.83  -4.63  -5.10  -2.02  -1.59  -0.63  -0.18   0.24   0.71   2.56   1.62  -0.80  -3.35   0.04

 UNEMPLOYMENT RATE (PERCENT).....     3.7    4.1    3.7    4.1    3.8    4.4    4.2    4.6    4.6    5.8    4.9    4.0    3.9    4.5


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                  TABLE 16:  TENNESSEE CIVILIAN LABOR FORCE AND UNEMPLOYMENT RATE
                                                        SEASONALLY ADJUSTED

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 CIVILIAN LABOR FORCE (THOUS)....    2816   2804   2799   2795   2796   2807   2811   2819   2834   2898   2883   2816   2798   2818
     % CHG PREV QTR SAAR.........   -1.13  -1.63  -0.74  -0.54   0.14   1.59   0.54   1.13   2.26   9.27  -2.00   2.03  -0.61   0.69
     % CHG SAME QTR LAST YR......    0.79  -0.13  -0.60  -1.01  -0.70   0.11   0.43   0.85   1.38   3.24   2.58   2.03  -0.61   0.69

   EMPLOYED PERSONS (THOUS)......    2705   2698   2689   2684   2683   2691   2688   2692   2697   2738   2738   2702   2688   2692
     % CHG PREV QTR SAAR.........   -0.84  -1.03  -1.30  -0.71  -0.21   1.22  -0.47   0.66   0.68   6.35  -0.12   2.21  -0.52   0.13
     % CHG SAME QTR LAST YR......    0.94   0.25  -0.54  -0.97  -0.81  -0.25  -0.05   0.30   0.52   1.77   1.86   2.21  -0.52   0.13

   UNEMPLOYED PERSONS (THOUS)....     111    106    110    111    113    116    123    127    138    160    146    113    110    126
     % CHG PREV QTR SAAR.........   -8.04 -15.49  14.19   3.84   8.87  10.64  26.05  11.60  40.50  79.32 -30.31  -2.00  -2.79  14.37
     % CHG SAME QTR LAST YR......   -2.84  -8.91  -2.14  -2.03   2.20   9.32  12.05  14.09  21.61  37.21  18.32  -2.00  -2.79  14.37

 PARTICIPATION RATE (PERCENT)....    63.0   62.6   62.3   62.1   62.0   62.2   62.2   62.2   62.4   63.7   63.2   64.4   62.2   62.2
     % CHG PREV QTR SAAR.........   -2.22  -2.72  -1.84  -1.35  -0.39   1.05   0.00   0.34   1.52   8.43  -3.50  -0.79  -3.36   0.04
     % CHG SAME QTR LAST YR......   -3.74  -4.63  -5.10  -2.03  -1.58  -0.64  -0.18   0.25   0.73   2.52   1.61  -0.79  -3.36   0.04

 UNEMPLOYMENT RATE (PERCENT).....     3.9    3.8    3.9    4.0    4.1    4.1    4.4    4.5    4.9    5.5    5.1    4.0    3.9    4.5


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                                 TABLE 17:  TENNESSEE TAXABLE SALES
                                                      MILLIONS OF 1996 DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL...........................   18436  16337  17569  17517  18025  15739  17293  16855  18078  15767  17222  69050  69448  67966
     % CHG SAME QTR LAST YR......    3.81   4.39   1.00  -0.30  -2.23  -3.66  -1.57  -3.78   0.30   0.18  -0.41   7.19   0.58  -2.13

   AUTO DEALERS..................    1763   1988   2056   2055   1712   1857   1963   1967   2078   1904   2029   7748   7811   7865
     % CHG SAME QTR LAST YR......    8.72   7.43   0.92  -2.00  -2.88  -6.62  -4.49  -4.28  21.35   2.55   3.36  12.02   0.82   0.69

   PURCHASES FROM MANUFACTURERS..    1024    885   1032   1014    978    850    962    897    896    733    889   4038   3908   3605
     % CHG SAME QTR LAST YR......   -3.93  -4.10  -4.52   0.33  -4.55  -3.94  -6.79 -11.51  -8.37 -13.83  -7.59  -2.64  -3.22  -7.76

   MISC DURABLE GOODS............    3142   2963   3130   3059   2934   2616   3024   2765   2873   2538   2928  12250  12087  11278
     % CHG SAME QTR LAST YR......    5.88   8.91  -2.97  -3.22  -6.62 -11.73  -3.39  -9.62  -2.07  -2.96  -3.19  11.52  -1.33  -6.69

   EATING AND DRINKING PLACES....    1396   1371   1493   1494   1418   1382   1498   1521   1481   1424   1545   5595   5776   5882
     % CHG SAME QTR LAST YR......    2.94   4.09   3.93   3.44   1.52   0.79   0.33   1.80   4.46   3.02   3.12   5.23   3.24   1.83

   FOOD STORES...................    2044   1768   1893   1883   2027   1748   1836   1834   1966   1703   1779   7538   7571   7384
     % CHG SAME QTR LAST YR......    0.06  -0.12   3.03  -0.11  -0.86  -1.15  -3.02  -2.63  -2.99  -2.54  -3.12   2.33   0.45  -2.48

   LIQUOR STORES.................     111     81     86     84    107     83     86     82    111     86     88    350    358    362
     % CHG SAME QTR LAST YR......    8.22   3.99   6.25   4.20  -3.69   2.76   0.64  -2.04   3.25   2.64   2.37   6.49   2.12   1.28

   HOTELS AND MOTELS.............     428    350    450    467    433    337    437    448    405    321    431   1672   1700   1627
     % CHG SAME QTR LAST YR......    0.82   4.42   3.40  -1.52   1.20  -3.80  -2.90  -3.95  -6.50  -4.65  -1.37   3.09   1.65  -4.29

   OTHER RETAIL AND SERVICE......    5749   4525   4913   4892   5652   4435   4799   4671   5613   4505   4864  19718  19982  19518
     % CHG SAME QTR LAST YR......    3.49   3.95   2.10   1.83  -1.69  -2.00  -2.32  -4.51  -0.69   1.58   1.36   5.87   1.34  -2.32

   MISC NONDURABLE GOODS.........    1704   1324   1430   1441   1699   1364   1413   1344   1623   1296   1365   5884   5893   5745
     % CHG SAME QTR LAST YR......    4.95  -0.09  -1.22   2.43  -0.34   3.07  -1.14  -6.74  -4.42  -5.02  -3.43  11.04   0.16  -2.51

   TRANSPORTATION,COMMUNICATION..    1073   1081   1086   1127   1067   1068   1274   1325   1033   1258   1304   4257   4361   4699
     % CHG SAME QTR LAST YR......    7.49  10.70   8.45  -6.47  -0.60  -1.25  17.28  17.50  -3.17  17.77   2.37  11.74   2.46   7.74


 PER CAPITA ($)..................    3256   2877   3086   3069   3153   2749   3015   2932   3139   2732   2973  12245  12185  11836
     % CHG SAME QTR LAST YR......    2.58   3.19  -0.13  -1.35  -3.15  -4.46  -2.28  -4.46  -0.45  -0.62  -1.40   5.91  -0.49  -2.87


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                                 TABLE 18:  TENNESSEE TAXABLE SALES
                                            MILLIONS OF SEASONALLY ADJUSTED 1996 DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL...........................   17501  17779  17325  17324  17102  17067  17070  16685  17217  17045  17015  69069  69531  68039
     % CHG PREV QTR SAAR.........    4.51   6.50  -9.82  -0.03  -5.02  -0.82   0.07  -8.74  13.40  -3.94  -0.72   7.41   0.67  -2.14
     % CHG SAME QTR LAST YR......    3.90   3.81   1.13   0.08  -2.28  -4.00  -1.47  -3.69   0.67  -0.13  -0.33   7.41   0.67  -2.14

   AUTO DEALERS..................    1950   2012   1976   1925   1897   1871   1892   1843   2303   1915   1959   7750   7810   7910
     % CHG PREV QTR SAAR.........   -3.11  13.14  -6.91  -9.83  -5.75  -5.36   4.55  -9.98 143.78 -52.16   9.54  12.02   0.78   1.27
     % CHG SAME QTR LAST YR......    9.04   6.90   1.25  -2.06  -2.73  -6.98  -4.24  -4.28  21.39   2.36   3.56  12.02   0.78   1.27

   PURCHASES FROM MANUFACTURERS..     993   1001    977    987    949    959    909    876    870    825    840   4048   3914   3614
     % CHG PREV QTR SAAR.........    6.10   3.23  -9.29   4.12 -14.68   4.44 -19.23 -13.81  -2.79 -19.17   7.60  -2.47  -3.30  -7.67
     % CHG SAME QTR LAST YR......   -3.74  -4.67  -4.72   0.85  -4.50  -4.22  -6.96 -11.25  -8.31 -14.00  -7.61  -2.47  -3.30  -7.67

   MISC DURABLE GOODS............    3120   3270   2951   2997   2904   2865   2861   2720   2839   2770   2777  12256  12123  11285
     % CHG PREV QTR SAAR.........    6.33  20.71 -33.68   6.32 -11.83  -5.23  -0.66 -18.29  18.78  -9.44   1.04  11.90  -1.09  -6.91
     % CHG SAME QTR LAST YR......    5.47   7.85  -2.63  -2.47  -6.93 -12.39  -3.07  -9.25  -2.23  -3.33  -2.92  11.90  -1.09  -6.91

   EATING AND DRINKING PLACES....    1418   1446   1446   1446   1439   1454   1452   1474   1504   1496   1498   5598   5778   5883
     % CHG PREV QTR SAAR.........    6.73   8.09   0.03   0.01  -1.85   4.05  -0.53   6.18   8.41  -2.17   0.65   5.32   3.20   1.83
     % CHG SAME QTR LAST YR......    2.94   3.57   4.12   3.65   1.50   0.54   0.40   1.91   4.48   2.88   3.18   5.32   3.20   1.83

   FOOD STORES...................    1900   1892   1906   1892   1882   1870   1850   1842   1826   1821   1793   7535   7572   7387
     % CHG PREV QTR SAAR.........    1.45  -1.61   2.87  -2.96  -1.98  -2.61  -4.18  -1.74  -3.39  -0.98  -6.15   2.50   0.50  -2.44
     % CHG SAME QTR LAST YR......   -0.25  -0.10   3.19  -0.09  -0.95  -1.20  -2.94  -2.64  -2.99  -2.58  -3.09   2.50   0.50  -2.44

   LIQUOR STORES.................      91     89     90     91     88     91     91     90     91     93     93    349    358    362
     % CHG PREV QTR SAAR.........   18.01 -11.02   7.70   4.89 -14.28  14.97  -0.97  -5.81   6.50  11.34  -1.78   6.40   2.59   1.12
     % CHG SAME QTR LAST YR......    8.19   4.01   6.03   4.36  -3.65   2.72   0.59  -2.08   3.38   2.55   2.34   6.40   2.59   1.12

   HOTELS AND MOTELS.............     424    439    421    417    427    420    410    402    399    400    404   1674   1704   1630
     % CHG PREV QTR SAAR.........    3.51  14.75 -15.53  -3.73  10.09  -6.06  -9.94  -7.60  -2.95   1.48   4.53   3.34   1.78  -4.33
     % CHG SAME QTR LAST YR......   -0.02   3.58   3.79  -0.86   0.68  -4.24  -2.69  -3.69  -6.67  -4.85  -1.24   3.34   1.78  -4.33

   OTHER RETAIL AND SERVICE......    5003   5047   5010   5027   4927   4929   4892   4807   4898   4996   4959  19718  20010  19525
     % CHG PREV QTR SAAR.........    6.56   3.52  -2.91   1.42  -7.77   0.16  -2.96  -6.75   7.79   8.27  -2.93   6.11   1.48  -2.42
     % CHG SAME QTR LAST YR......    3.78   3.42   2.02   2.09  -1.53  -2.34  -2.35  -4.38  -0.58   1.37   1.38   6.11   1.48  -2.42

   MISC NONDURABLE GOODS.........    1481   1468   1469   1484   1477   1503   1450   1391   1412   1422   1401   5891   5898   5757
     % CHG PREV QTR SAAR.........   12.68  -3.57   0.36   4.19  -1.90   7.18 -13.25 -15.31   6.16   2.81  -5.79  11.80   0.11  -2.39
     % CHG SAME QTR LAST YR......    5.18  -1.04  -1.37   3.24  -0.27   2.40  -1.27  -6.25  -4.38  -5.37  -3.40  11.80   0.11  -2.39

   TRANSPORTATION,COMMUNICATION..    1119   1115   1079   1057   1112   1105   1264   1241   1076   1307   1290   4249   4364   4686
     % CHG PREV QTR SAAR.........   -4.85  -1.51 -12.32  -7.89  22.56  -2.52  71.11  -7.15 -43.53 117.70  -5.10  11.31   2.69   7.38
     % CHG SAME QTR LAST YR......    7.21  11.51   8.28  -6.73  -0.63  -0.89  17.14  17.38  -3.29  18.22   2.02  11.31   2.69   7.38


 PER CAPITA ($)..................    3091   3131   3043   3036   2992   2981   2976   2903   2989   2953   2937  12250  12201  11850
     % CHG PREV QTR SAAR.........    3.35   5.31 -10.83  -0.91  -5.65  -1.48  -0.59  -9.51  12.48  -4.75  -2.16   6.12  -0.40  -2.88
     % CHG SAME QTR LAST YR......    2.68   2.61   0.00  -0.97  -3.20  -4.80  -2.18  -4.37  -0.08  -0.92  -1.31   6.12  -0.40  -2.88


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
[TOP]
                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                                 TABLE 19:  TENNESSEE TAXABLE SALES
                                                    MILLIONS OF CURRENT DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL...........................   19472  17402  18818  18860  19514  17180  18960  18476  19857  17366  19089  72341  74595  74473
     % CHG SAME QTR LAST YR......    5.89   7.06   3.58   2.24   0.22  -1.28   0.76  -2.04   1.76   1.08   0.68   8.96   3.12  -0.16

   AUTO DEALERS..................    1862   2118   2202   2213   1854   2027   2153   2156   2282   2097   2249   8114   8386   8618
     % CHG SAME QTR LAST YR......   10.91  10.18   3.50   0.49  -0.46  -4.31  -2.23  -2.55  23.13   3.48   4.49  13.85   3.36   2.76

   PURCHASES FROM MANUFACTURERS..    1082    943   1105   1091   1058    928   1055    983    984    807    985   4230   4198   3950
     % CHG SAME QTR LAST YR......   -2.00  -1.65  -2.08   2.88  -2.16  -1.56  -4.59  -9.91  -7.03 -13.05  -6.58  -1.04  -0.76  -5.91

   MISC DURABLE GOODS............    3319   3156   3353   3294   3177   2855   3316   3031   3156   2796   3245  12833  12980  12358
     % CHG SAME QTR LAST YR......    8.01  11.70  -0.49  -0.76  -4.29  -9.55  -1.11  -7.99  -0.64  -2.08  -2.13  13.36   1.14  -4.79

   EATING AND DRINKING PLACES....    1475   1461   1599   1609   1535   1508   1642   1668   1626   1568   1712   5860   6203   6445
     % CHG SAME QTR LAST YR......    5.01   6.76   6.59   6.07   4.06   3.27   2.70   3.64   5.99   3.95   4.25   6.96   5.86   3.89

   FOOD STORES...................    2159   1883   2028   2028   2194   1908   2013   2010   2159   1876   1972   7897   8133   8091
     % CHG SAME QTR LAST YR......    2.07   2.44   5.67   2.43   1.61   1.29  -0.73  -0.86  -1.57  -1.65  -2.06   4.03   3.00  -0.52

   LIQUOR STORES.................     118     86     92     90    116     91     95     90    122     94     98    367    384    397
     % CHG SAME QTR LAST YR......   10.39   6.65   8.96   6.85  -1.28   5.30   3.02  -0.26   4.76   3.57   3.49   8.28   4.69   3.29

   HOTELS AND MOTELS.............     452    373    482    502    468    368    479    491    444    354    478   1752   1826   1783
     % CHG SAME QTR LAST YR......    2.84   7.09   6.05   0.98   3.73  -1.43  -0.61  -2.22  -5.14  -3.79  -0.29   4.80   4.22  -2.38

   OTHER RETAIL AND SERVICE......    6072   4820   5263   5267   6119   4841   5262   5121   6165   4962   5392  20663  21468  21389
     % CHG SAME QTR LAST YR......    5.57   6.61   4.71   4.42   0.76   0.42  -0.01  -2.78   0.76   2.50   2.47   7.63   3.90  -0.37

   MISC NONDURABLE GOODS.........    1800   1410   1531   1552   1839   1489   1550   1474   1783   1427   1513   6165   6332   6295
     % CHG SAME QTR LAST YR......    7.06   2.46   1.31   5.03   2.15   5.62   1.20  -5.05  -3.03  -4.15  -2.37  12.87   2.70  -0.58

   TRANSPORTATION,COMMUNICATION..    1134   1152   1163   1214   1155   1166   1396   1452   1135   1385   1445   4460   4684   5149
     % CHG SAME QTR LAST YR......    9.65  13.53  11.22  -4.09   1.88   1.19  20.05  19.63  -1.76  18.83   3.49  13.61   5.03   9.93


 PER CAPITA ($)..................    3439   3065   3305   3305   3414   3000   3306   3215   3448   3009   3295  12828  13088  12969
     % CHG SAME QTR LAST YR......    4.65   5.83   2.42   1.16  -0.73  -2.10   0.03  -2.73   1.00   0.28  -0.32   7.66   2.03  -0.91


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
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                                         TENNESSEE ECONOMETRIC MODEL September 2002 UPDATE
                                                 TABLE 20:  TENNESSEE TAXABLE SALES
                                          MILLIONS OF SEASONALLY ADJUSTED CURRENT DOLLARS

                                                                       HISTORICAL - DATA                                ANNUAL
                                   ---------------------------------------------------------------------------- --------------------
                                   199904 200001 200002 200003 200004 200101 200102 200103 200104 200201 200202   1999   2000   2001
                                   ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
 TOTAL...........................   18485  18938  18557  18653  18515  18629  18716  18290  18912  18774  18859  72339  74663  74546
     % CHG PREV QTR SAAR.........    7.00  10.17  -7.81   2.08  -2.92   2.48   1.88  -8.80  14.31  -2.88   1.83   9.17   3.21  -0.16
     % CHG SAME QTR LAST YR......    5.99   6.47   3.72   2.63   0.16  -1.63   0.86  -1.95   2.14   0.78   0.77   9.17   3.21  -0.16

   AUTO DEALERS..................    2060   2143   2116   2073   2054   2042   2075   2020   2530   2110   2172   8117   8386   8667
     % CHG PREV QTR SAAR.........   -0.80  17.05  -4.83  -7.93  -3.67  -2.21   6.44 -10.04 145.74 -51.63  12.35  13.86   3.32   3.35
     % CHG SAME QTR LAST YR......   11.23   9.64   3.84   0.43  -0.30  -4.68  -1.98  -2.54  23.16   3.29   4.69  13.86   3.32   3.35

   PURCHASES FROM MANUFACTURERS..    1049   1066   1047   1063   1027   1047    997    960    955    908    931   4238   4203   3959
     % CHG PREV QTR SAAR.........    8.62   6.79  -7.27   6.31 -12.79   7.91 -17.77 -13.87  -2.01 -18.28  10.37  -0.88  -0.84  -5.80
     % CHG SAME QTR LAST YR......   -1.81  -2.23  -2.28   3.41  -2.11  -1.85  -4.76  -9.65  -6.97 -13.22  -6.60  -0.88  -0.84  -5.80

   MISC DURABLE GOODS............    3296   3484   3161   3227   3144   3127   3136   2981   3119   3051   3078  12837  13016  12364
     % CHG PREV QTR SAAR.........    8.86  24.88 -32.20   8.56  -9.88  -2.08   1.14 -18.35  19.74  -8.44   3.64  13.73   1.39  -5.01
     % CHG SAME QTR LAST YR......    7.59  10.62  -0.14   0.01  -4.60 -10.23  -0.79  -7.61  -0.80  -2.46  -1.86  13.73   1.39  -5.01

   EATING AND DRINKING PLACES....    1498   1540   1549   1557   1558   1587   1592   1616   1652   1647   1660   5863   6204   6446
     % CHG PREV QTR SAAR.........    9.28  11.82   2.26   2.12   0.32   7.52   1.26   6.11   9.28  -1.09   3.23   7.05   5.82   3.89
     % CHG SAME QTR LAST YR......    5.01   6.22   6.79   6.28   4.04   3.02   2.77   3.76   6.00   3.81   4.31   7.05   5.82   3.89

   FOOD STORES...................    2007   2016   2041   2037   2038   2041   2028   2019   2006   2006   1987   7891   8131   8094
     % CHG PREV QTR SAAR.........    3.87   1.78   5.17  -0.91   0.18   0.63  -2.45  -1.81  -2.61   0.10  -3.74   4.18   3.05  -0.47
     % CHG SAME QTR LAST YR......    1.75   2.46   5.83   2.45   1.53   1.24  -0.64  -0.87  -1.57  -1.70  -2.03   4.18   3.05  -0.47

   LIQUOR STORES.................      96     94     97     98     95     99    100     98    100    103    103    366    385    397
     % CHG PREV QTR SAAR.........   20.82  -7.95  10.10   7.10 -12.38  18.80   0.82  -5.88   7.36  12.56   0.74   8.17   5.18   3.17
     % CHG SAME QTR LAST YR......   10.36   6.68   8.74   7.02  -1.25   5.26   2.96  -0.31   4.89   3.48   3.46   8.17   5.18   3.17

   HOTELS AND MOTELS.............     448    468    451    449    462    459    449    440    438    441    448   1753   1830   1786
     % CHG PREV QTR SAAR.........    5.98  18.71 -13.64  -1.70  12.52  -2.94  -8.31  -7.67  -2.17   2.59   7.21   5.03   4.36  -2.39
     % CHG SAME QTR LAST YR......    1.99   6.24   6.44   1.66   3.19  -1.87  -0.39  -1.94  -5.31  -3.99  -0.16   5.03   4.36  -2.39

   OTHER RETAIL AND SERVICE......    5284   5376   5366   5413   5334   5380   5363   5269   5380   5503   5497  20652  21488  21392
     % CHG PREV QTR SAAR.........    9.10   7.10  -0.74   3.55  -5.73   3.50  -1.20  -6.82   8.66   9.46  -0.44   7.85   4.05  -0.45
     % CHG SAME QTR LAST YR......    5.86   6.07   4.63   4.68   0.93   0.07  -0.05  -2.65   0.87   2.29   2.49   7.85   4.05  -0.45

   MISC NONDURABLE GOODS.........    1564   1563   1573   1598   1599   1640   1590   1525   1551   1566   1553   6170   6334   6307
     % CHG PREV QTR SAAR.........   15.36  -0.25   2.61   6.38   0.27  10.75 -11.69 -15.37   7.01   3.94  -3.38  13.61   2.66  -0.42
     % CHG SAME QTR LAST YR......    7.29   1.49   1.15   5.87   2.22   4.93   1.07  -4.55  -2.99  -4.51  -2.34  13.61   2.66  -0.42

   TRANSPORTATION,COMMUNICATION..    1182   1188   1156   1138   1204   1206   1386   1360   1181   1439   1429   4452   4686   5134
     % CHG PREV QTR SAAR.........   -2.58   1.89 -10.36  -5.95  25.27   0.73  74.20  -7.22 -43.08 120.09  -2.66  13.17   5.26   9.56
     % CHG SAME QTR LAST YR......    9.36  14.37  11.05  -4.35   1.85   1.56  19.91  19.50  -1.88  19.29   3.14  13.17   5.26   9.56


 PER CAPITA ($)..................    3265   3335   3259   3269   3239   3254   3263   3182   3284   3253   3256  12830  13102  12983
     % CHG PREV QTR SAAR.........    5.81   8.95  -8.83   1.17  -3.56   1.80   1.21  -9.58  13.38  -3.70   0.35   7.86   2.12  -0.91
     % CHG SAME QTR LAST YR......    4.74   5.24   2.55   1.55  -0.78  -2.45   0.13  -2.64   1.38  -0.02  -0.23   7.86   2.12  -0.91


                                       CENTER FOR BUSINESS AND ECONOMIC RESEARCH,UT-KNOXVILLE.
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