Tennessee Economic Indicator Tables, April 1996


CONTENTS

Tennessee Economic Indicators
U.S. Economic Indicators
Chattanooga Economic Indicators
Knoxville Economic Indicators
Memphis Economic Indicators
Nashville Economic Indicators
Tri-Cities Economic Indicators

NOTES

The following notes concern the Tennessee, U.S., and MSA Economic Indicator tables that follow.

1. Annual Rate.
2. Source: Tennessee Department of Employment Security.
3. Calculated from data provided by the Tennessee Department of Employment Security.
4. Calculated from data provided by the Tennessee Department of Revenue.
5. Calculated from data provided by the Tennessee Valley Authority.
6. Calculated from data provided by the F.W. Dodge Division of McGraw-Hill Information Services Company.
7. Calculated from data provided by the U.S. Bankruptcy Courts.
8. Calculated from data provided by the Chattanooga Metropolitan Airport Authority.
9. Calculated from data provided by the Tennessee Department of State.
10. Calculated from data provided by the Metropolitan Knoxville Airport Authority.
11. Source: The Conference Board.
12. Calculated from data provided by the Memphis-Shelby County Airport Authority.
13. Calculated from data provided by the Metropolitan Nashville Airport Authority.
14. Calculated from data provided by The Conference Board.
15. Calculated from data provided by the Tri-City Airport Commission.


TENNESSEE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                              199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602 199603 199604   1993   1994   1995
-------------------------------------------------------------------------------------------------------------------------------------------------------------
TN Coincident Composite Index (1982=100).....  147.3  146.0  147.6  146.9  147.8  148.9  148.3  148.9  149.1  149.2  150.2  150.7  149.8  135.2  143.6  147.9
  % Chg Prev Month SAAR......................  -2.04 -10.02  13.52  -5.46   7.79   9.24  -4.83   4.56   2.08   0.51   8.86   3.95  -7.07   4.27   6.20   2.97
  % Chg Same Month Last Yr...................   3.37   2.16   2.67   1.96   2.54   3.04   1.60   1.55   1.43   0.96   1.48   2.12   1.68   4.27   6.20   2.97

TN Leading Composite Index (1982=100)........  115.6  115.1  115.4  115.1  115.9  115.2  114.5  114.7  115.2  115.2  115.3  115.6  116.2  112.7  115.4  115.4
  % Chg Prev Month SAAR......................  -5.78  -4.52   2.67  -2.88   7.93  -6.50  -6.97   2.25   4.56   1.02   0.36   2.99   6.38   1.38   2.40   0.02
  % Chg Same Month Last Yr...................   0.62   0.09  -0.34  -0.11  -0.16  -0.75  -1.14  -1.39  -1.07  -0.86  -0.66  -0.51   0.50   1.38   2.40   0.02

TN Nonag Employment (THOU) (2)............... 2481.7 2489.5 2495.8 2497.0 2502.1 2522.4 2527.1 2535.6 2546.6 2543.1 2546.5 2574.8 2551.0 2328.4 2422.9 2503.1
  % Chg Prev Month SAAR......................  -3.32   3.84   3.08   0.58   2.48  10.18   2.26   4.11   5.33  -1.64   1.62  14.18 -10.55   3.72   4.06   3.31
  % Chg Same Month Last Yr...................   3.31   3.03   3.10   3.11   2.97   3.17   3.48   2.35   3.15   2.86   2.76   3.46   2.79   3.72   4.06   3.31

TN Unemployment Rate (%) (2).................    4.9    5.1    5.2    5.6    5.4    5.4    5.5    5.5    5.6    5.6    5.4    5.1    4.9    5.8    4.8    5.2

TN Mfg Employment (THOU) (2).................  543.7  544.3  542.8  540.2  541.0  540.4  539.3  538.8  537.3  535.8  535.6  534.6  530.9  528.5  539.0  542.5
  % Chg Prev Month SAAR......................  -7.21   1.33  -3.26  -5.60   1.79  -1.32  -2.42  -1.11  -3.29  -3.30  -0.45  -2.22  -8.00   2.72   1.99   0.65
  % Chg Same Month Last Yr...................   1.34   1.34   0.65   0.09   0.00  -0.28  -0.22  -0.79  -1.39  -2.15  -2.08  -2.28  -2.35   2.72   1.99   0.65

TN Mfg Avg Weekly Hours (3)..................   39.9   40.3   39.9   40.0   40.0   40.4   40.5   40.4   40.7   38.5   40.4   40.4   40.5   40.8   40.9   40.4
  % Chg Prev Month SAAR...................... -28.13  11.20  -9.47   0.52   1.36  12.65   3.20  -3.48   9.49 -48.31  80.15  -1.20   3.46   1.04   0.43  -1.28
  % Chg Same Month Last Yr...................  -3.69  -1.94  -2.16  -2.23  -1.59  -1.20  -1.59  -1.45  -0.50  -6.36  -0.81  -1.51   1.53   1.04   0.43  -1.28

TN Taxable Sales (MIL $) (4).................   4992   4979   5011   4921   5051   5030   4895   4973   5113   5137   5107   5258   5182  50641  55324  59646
  % Chg Prev Month SAAR......................  -4.50  -3.27   8.21 -19.62  36.84  -4.87 -27.88  20.86  39.43   5.78  -6.75  41.93 -16.05   7.83   9.25   7.81
  % Chg Same Month Last Yr...................  10.68   8.22   9.23   6.24   7.11   8.22   3.99   4.14   5.37   5.64   6.25   4.92   3.80   7.83   9.25   7.81

TN Taxable Sales (MIL 82 $) (4)..............   3289   3271   3284   3223   3302   3283   3185   3233   3318   3320   3295   3379   3318  35027  37292  39114
  % Chg Prev Month SAAR......................  -8.20  -6.27   4.86 -20.25  33.66  -6.35 -30.64  19.92  36.20   0.96  -8.89  35.50 -19.84   4.72   6.47   4.88
  % Chg Same Month Last Yr...................   7.40   4.95   6.01   3.38   4.38   5.53   1.15   1.50   2.70   2.84   3.44   2.02   0.88   4.72   6.47   4.88

TN Comm & Ind Elect Consumption (MIL KWH) (5)   3033   2970   3022   2967   3053   3103   3007   3070   2961   3156   3128   3096   3086  33413  34915  36172
  % Chg Prev Month SAAR......................  36.04 -22.25  23.28 -19.85  41.18  21.51 -31.48  28.31 -35.35 115.19 -10.03 -11.62  -3.88   7.11   4.50   3.60
  % Chg Same Month Last Yr...................   4.35   2.83   3.17   0.27   6.42   7.70   1.91   3.30   2.19   4.40   3.99   4.74   1.76   7.11   4.50   3.60

Initial Claims For TN UI (THOU) (3)..........   28.1   41.6   37.4   40.2   38.2   40.1   50.5   46.1   34.5   40.5   46.6   46.8   43.8  427.3  403.9  454.7
  % Chg Prev Month SAAR......................  -84.410743.2  -71.3  132.5  -44.6   78.6 1458.0  -66.4  -96.9  581.9  442.1    4.3  -54.7  -12.3   -5.5   12.6
  % Chg Same Month Last Yr................... -20.94  18.85  13.15  17.22  10.77  35.52  64.81  65.97  19.02  21.34  46.96  42.58  55.81 -12.35  -5.48  12.58

Continued Weeks Claimed For TN UI (THOU) (3).  155.7  175.7  164.7  216.1  186.4  187.4  211.9  198.3  185.6  212.7  209.4  196.7  229.5 2238.1 2141.7 2159.9
  % Chg Prev Month SAAR......................  102.7  326.3  -54.2 2510.3  -83.1    7.1  335.5  -54.7  -54.9  413.4  -17.3  -52.6  533.6  -18.5   -4.3    0.8
  % Chg Same Month Last Yr................... -13.15  -6.16  -6.61  23.23  -5.30  12.83  19.77  23.67  20.05  26.47  28.34  33.99  47.34 -18.51  -4.31   0.85

Total TN Construction Potentials (6).........    508    551    526    533    531    528    545    563    512    536    565    504    595   5309   6024   6411
  % Chg Prev Month SAAR......................  -81.3  163.2  -42.1   15.2   -2.8   -7.2   44.7   49.8  -68.3   75.2   86.6  -74.5  630.2    7.8   13.4    6.4
  % Chg Same Month Last Yr...................  10.57  30.56 -10.27  13.32  -3.34   1.64   4.86   7.58   0.87  -0.21  15.08 -13.73  17.07   7.79  13.45   6.43

TN Constrc Potentials,Val (MIL 82 $,NSA) (6).    306    430    410    439    484    438    417    368    356    355    328    434    462   3789   4301   4704
  % Chg Same Month Last Yr................... -22.59  36.80 -15.84  32.41   1.15   7.71  25.14  20.45  27.71  16.60   8.21  -2.99  50.89   1.30  13.52   9.36

NOTES

U.S. ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                              199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602 199603 199604   1993   1994   1995
-------------------------------------------------------------------------------------------------------------------------------------------------------------
US Personal Income (BIL 82 $) (1)............ 3988.1 3972.5 3987.9 4009.9 4003.9 4019.5 4026.0 4036.0 4053.5 4039.8 4061.2 4062.3 4066.1 3790.0 3876.4 4001.2
  % Chg Prev Month SAAR......................   3.66  -4.58   4.73   6.83  -1.79   4.80   1.94   3.02   5.33  -3.97   6.53   0.33   1.13   1.10   2.28   3.22
  % Chg Same Month Last Yr...................   2.76   1.95   2.52   3.13   2.95   3.04   2.41   2.85   2.81   1.79   2.25   2.17   1.96   1.10   2.28   3.22

US CPI,All Urban Consumers (1982-84=100).....  151.8  152.2  152.6  152.7  153.0  153.2  153.7  153.8  154.1  154.7  155.0  155.6  156.2  144.6  148.3  152.5
  % Chg Prev Month SAAR......................   4.04   3.21   3.20   0.79   2.38   1.58   3.99   0.78   2.37   4.77   2.35   4.75   4.73   2.96   2.61   2.81
  % Chg Same Month Last Yr...................   3.05   3.12   3.04   2.76   2.62   2.54   2.81   2.60   2.60   2.72   2.72   2.84   2.90   2.96   2.61   2.81

US Nonag Employment (MIL)....................  116.9  116.9  117.1  117.2  117.5  117.6  117.7  117.9  118.1  118.1  118.6  118.7  118.9  110.7  114.2  117.2
  % Chg Prev Month SAAR......................   1.66   0.47   2.00   1.04   3.09   1.27   1.29   1.54   2.44  -0.67   5.30   1.61   1.95   1.97   3.09   2.67
  % Chg Same Month Last Yr...................   3.12   2.79   2.71   2.47   2.43   2.29   2.16   1.93   1.92   1.57   1.78   1.74   1.77   1.97   3.09   2.67

US Unemployment Rate (%).....................    5.7    5.6    5.6    5.7    5.6    5.6    5.5    5.6    5.6    5.8    5.5    5.6    5.4    6.9    6.1    5.6

Bank Prime Interest Rate (%).................    9.0    9.0    9.0    8.8    8.8    8.8    8.8    8.8    8.6    8.5    8.3    8.3    8.3    6.0    7.1    8.8

US Coincident Composite Index (1982=100).....  117.1  117.0  117.5  117.4  118.0  118.3  118.3  118.6  119.1  118.7  119.6  119.6  120.0  109.7  114.2  117.8
  % Chg Prev Month SAAR......................  -3.02  -1.02   5.25  -1.02   6.31   3.09   0.00   3.09   5.18  -3.96   9.49   0.00   4.09   2.60   4.13   3.09
  % Chg Same Month Last Yr...................   3.35   2.90   3.07   2.98   2.79   2.87   2.25   2.15   1.97   1.45   1.96   1.87   2.48   2.60   4.13   3.09

US Leading Composite Index (1982=100)........  101.3  101.1  101.3  101.1  101.2  101.1  100.7  100.6  100.9  100.4  101.4  101.8  102.1   98.9  101.8  101.3
  % Chg Prev Month SAAR......................  -6.84  -2.34   2.40  -2.34   1.19  -1.18  -4.65  -1.19   3.64  -5.79  12.63   4.84   3.59   0.71   2.91  -0.42
  % Chg Same Month Last Yr...................   0.00  -0.39  -0.59  -0.69  -1.17  -1.37  -1.56  -1.76  -1.66  -2.14  -0.98  -0.10   0.79   0.71   2.91  -0.42

US Mfg Employment (MIL)......................   18.6   18.5   18.5   18.4   18.4   18.4   18.4   18.4   18.4   18.3   18.3   18.3   18.3   18.1   18.3   18.5
  % Chg Prev Month SAAR......................  -0.32  -2.30  -1.67  -2.94  -0.52  -1.55  -2.38  -1.62   0.92  -3.72   1.52  -3.22   0.07  -0.16   1.35   0.80
  % Chg Same Month Last Yr...................   1.78   1.40   1.00   0.58   0.32   0.08  -0.31  -0.66  -0.79  -1.27  -1.21  -1.50  -1.47  -0.16   1.35   0.80

Initial Claims for U.S. UI (THOU)............ 1451.1 1640.7 1584.2 1589.2 1574.2 1570.9 1663.4 1683.4 1509.2 1658.8 1658.3 1571.3 1606.2 1481.7 1474.6 1553.8
  % Chg Prev Month SAAR...................... -33.25 336.43 -34.29   3.84 -10.74  -2.55  98.74  15.44 -73.05 210.95  -0.35 -47.61  30.12 -16.31  -0.48   5.37
  % Chg Same Month Last Yr...................  -0.88   8.76   7.14   9.95   3.87   5.47  16.80  14.95   6.58  15.20  15.30   4.70  10.69 -16.31  -0.48   5.37

US Retail Sales (BIL $)......................  192.4  194.7  196.1  195.5  196.7  196.6  196.2  197.9  199.1  199.1  203.4  204.2  203.9  172.7  185.6  195.2
  % Chg Prev Month SAAR......................  -1.25  15.71   8.68  -3.70   7.96  -0.44  -2.72  11.05   7.46   0.15  28.94   5.05  -1.75   6.58   7.49   5.12
  % Chg Same Month Last Yr...................   4.89   6.46   6.22   5.77   4.97   4.43   2.81   3.62   4.23   3.12   6.47   6.05   6.01   6.58   7.49   5.12

US Consumer Sentiment (196601=100)...........   92.5   89.8   92.7   94.4   96.2   88.9   90.2   88.2   91.0   89.3   88.5   93.7   92.7   82.8   92.3   92.2
  % Chg Prev Month SAAR......................  33.49 -29.92  46.43  24.37  25.44 -61.21  19.03 -23.59  45.50 -20.25 -10.24  98.41 -12.08   7.17  11.44  -0.03
  % Chg Same Month Last Yr...................  -0.11  -3.23   1.64   6.07   4.91  -2.84  -2.70  -3.71  -4.31  -8.50  -6.94   3.77   0.22   7.17  11.44  -0.03
-------------------------------------------------------------------------------------------------------------------------------------------------------------

                                              92/III 92/IV   93/I   93/II 93/III  93/IV  94/I   94/II  94/III 94/IV   95/I  95/II 95/III   1992   1993   1994
-------------------------------------------------------------------------------------------------------------------------------------------------------------
US GDP (BIL 87 $) (1)........................ 4990.5 5060.7 5075.3 5105.4 5139.4 5218.0 5261.1 5314.1 5367.0 5433.8 5470.1 5487.8 5544.6 4979.3 5134.5 5344.0
  % Chg Prev Qtr SAAR........................   3.52   5.75   1.16   2.39   2.69   6.26   3.34   4.09   4.04   5.07   2.70   1.30   4.20   2.29   3.12   4.08
  % Chg Same Qtr Last Yr.....................   2.27   3.69   3.19   3.19   2.98   3.11   3.66   4.09   4.43   4.14   3.97   3.27   3.31   2.29   3.12   4.08

US Personal Income (Bil 87 $) (1)............ 4161.8 4271.4 4181.0 4244.1 4255.4 4301.6 4343.9 4390.9 4414.5 4487.8 4544.2 5594.1 5636.2 4174.0 4245.5 4409.3
  % Chg Prev Qtr SAAR........................   2.01  10.96  -8.20   6.17   1.08   4.41   3.98   4.40   2.17   6.81   5.12 129.67   3.04   2.82   1.71   3.86
  % Chg Same Qtr Last Yr.....................   2.65   4.83   1.44   2.49   2.25   0.71   3.90   3.46   3.74   4.33   4.61  27.40  27.67   2.82   1.71   3.86

NOTES

CHATTANOOGA ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602 199603 199604   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Chattanooga Economic Index (1982=100).............  120.8  119.7  119.4  119.1  119.3  119.0  118.8  118.5  117.9  118.2  118.4  118.7  118.7  118.6  119.8  119.6
  % Chg Prev Month SAAR...........................   -1.4  -10.2   -3.4   -2.6    2.2   -3.2   -2.2   -3.3   -5.5    3.6    2.1    2.9    0.1    3.1    1.1   -0.2
  % Chg Same Month Last Yr........................    1.0    0.0   -0.5   -0.8   -0.5   -1.2   -1.4   -2.1   -1.9   -2.4   -1.8   -1.8   -1.7    3.1    1.1   -0.2

Chattanooga Nonag Employment (THOU) (3)...........  215.1  214.4  213.8  215.3  217.4  214.6  217.3  217.0  216.7  217.4  217.3  219.0  216.0  209.4  214.4  215.7
  % Chg Prev Month SAAR...........................   -9.2   -3.4   -3.7    8.8   12.8  -14.5   16.1   -1.7   -1.6    4.2   -0.9    9.8  -15.3    3.7    2.4    0.6
  % Chg Same Month Last Yr........................    0.8    0.6   -0.1    0.7    0.7   -0.3    0.9    0.0    0.6    1.4    0.9    1.0    0.4    3.7    2.4    0.6

Chattanooga Unemployment Rate (%) (3).............    4.5    4.7    4.8    5.1    4.9    5.1    5.0    5.8    5.4    5.1    5.0    4.9    4.3    5.1    4.5    4.8

Chattanooga Mfg Employment (THOU) (3).............   45.8   45.5   45.0   44.7   44.7   44.6   45.1   44.7   44.8   45.5   45.3   44.9   44.5   45.0   45.8   45.3
  % Chg Prev Month SAAR...........................   -8.3   -5.7  -13.6   -6.5   -0.5   -2.3   13.8  -10.5    1.7   20.5   -4.4   -8.8  -10.5    3.4    1.8   -1.1
  % Chg Same Month Last Yr........................   -0.2   -0.7   -1.3   -2.2   -1.9   -2.1   -1.8   -2.4   -3.0   -1.5   -2.2   -2.5   -2.7    3.4    1.8   -1.1

Chattanooga Taxable Sales (MIL $) (4).............    335    333    334    327    334    330    321    336    327    340    328    330    351   3507   3718   3930
  % Chg Prev Month SAAR...........................   39.1   -6.2    4.1  -22.9   28.3  -13.9  -27.3   70.1  -26.3   57.1  -34.8    6.4  108.7    7.2    6.0    5.7
  % Chg Same Month Last Yr........................    9.1    7.9    6.9    6.2    9.0    3.2    2.2    6.4    1.5    5.9    7.8    1.1    4.6    7.2    6.0    5.7

Chattanooga Taxable Sales (MIL 82 $) (4)..........    221    219    219    214    218    215    209    218    212    220    212    212    224   2426   2506   2577
  % Chg Prev Month SAAR...........................   33.7   -9.1    0.9  -23.5   25.3  -15.3  -30.1   68.8  -28.0   49.9  -36.3    1.5   99.3    4.1    3.3    2.8
  % Chg Same Month Last Yr........................    5.9    4.7    3.8    3.3    6.2    0.6   -0.6    3.7   -1.0    3.1    4.9   -1.7    1.7    4.1    3.3    2.8

Chattanooga Bankruptcies (7)......................    407    454    470    441    535    492    509    501    514    552    520    513    605   4760   4630   5520
  % Chg Prev Month SAAR...........................  -44.0  268.4   50.0  -52.5  898.2  -63.0   50.8  -18.7   36.7  138.0  -51.4  -14.7  618.6  -15.7   -2.7   19.2
  % Chg Same Month Last Yr........................    1.3   18.0   20.1   27.8   39.4   25.6   45.1   29.8   28.5   42.7   36.3   20.1   48.5  -15.7   -2.7   19.2

Chattanooga Airport Passengers (THOU) (8).........   46.3   46.1   44.3   45.4   45.3   44.9   44.3   44.3   38.3   39.7   37.9   38.2   39.1  618.2  579.3  542.5
  % Chg Prev Month SAAR...........................  -30.3   -4.2  -38.0   33.4   -2.8  -10.2  -14.9   -0.1  -82.2   53.8  -43.0   10.5   31.6    3.6   -6.3   -6.4
  % Chg Same Month Last Yr........................   -4.5   -7.7   -8.1   -5.1   -1.0   -4.9   -4.2   -7.0  -18.1  -17.5  -20.4  -19.8  -15.5    3.6   -6.3   -6.4

Chattanooga Comm & Ind Elec Cons (MIL KWH) (5)....    267    253    263    255    256    263    253    259    261    262    274    260    268   3024   2962   3124
  % Chg Prev Month SAAR...........................   65.9  -47.0   53.0  -28.3    3.5   38.0  -37.6   33.8   11.1    2.5   72.8  -48.1   48.1    6.7   -2.1    5.5
  % Chg Same Month Last Yr........................    5.3   -0.8    2.4   -2.2    4.0    2.7    0.2    0.9   11.1   -4.2    4.5    1.3    0.4    6.7   -2.1    5.5

Initial Claims For Chattanooga UI (THOU) (3)......   1.50   1.57   1.71   2.01   1.93   1.91   1.83   2.46   2.22   2.20   2.03   1.90   1.78  19.59  20.59  21.67
  % Chg Prev Month SAAR...........................   46.0   71.7  174.6  599.2  -38.3  -11.6  -42.6 3546.8  -71.8  -10.1  -61.1  -55.6  -52.8  -21.7    5.1    5.3
  % Chg Same Month Last Yr........................  -13.0  -16.4   -5.9    9.1   11.4   12.9   11.4   57.4   45.0   43.1   33.5   30.4   18.7  -21.7    5.1    5.3

Chattanooga New Incorporations (9)................     48     53     57     46     45     50     51     44     55     62     58     51     46    751    664    603
  % Chg Prev Month SAAR...........................   74.9  243.0  123.8  -92.8  -24.8  341.7   30.2  -86.4 1679.4  299.0  -58.6  -79.6  -67.4   -1.8  -11.5   -9.2
  % Chg Same Month Last Yr........................  -24.6   -3.0    0.0  -15.1  -24.4   -8.5  -24.2  -25.2    6.3    8.4   12.0   10.7   -3.7   -1.8  -11.5   -9.2

Chattanooga Construction Potentials (6)...........     49     45     39     36     45     22     54     35     18     34     35     34     40    377    427    447
  % Chg Prev Month SAAR...........................  391.2  -64.8  -85.3  -48.5 1242.0 -100.0*******  -99.4 -100.0*******   34.5  -28.5  566.9   21.9   13.0    4.8
  % Chg Same Month Last Yr........................   88.5   83.0   -7.1   12.7   18.3  -31.8   26.5  -15.7  -54.6   18.1   12.9  -20.6  -18.5   21.9   13.0    4.8

Chattanooga Cnstr Potentials,Val (MIL 82$,NSA) (6)     15     33     21     17     27     15     21     22     11     16     19     23     28    208    236    235
  % Chg Same Month Last Yr........................  -28.6   42.0   -2.1  -15.1  -10.3   -0.7   46.3   -0.8  -53.5   -9.7    3.7   30.0   91.0    6.8   13.2   -0.4

NOTES

KNOXVILLE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602 199603 199604   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Knoxville Economic Index (1982=100)...............  124.7  124.3  124.2  123.9  124.5  124.0  122.7  122.7  122.9  122.3  121.2  123.3  122.0  119.9  123.1  124.0
  % Chg Prev Month SAAR...........................   -4.4   -3.2   -0.6   -3.1    5.5   -4.5  -12.0   -0.3    2.5   -5.7  -10.0   22.0  -11.8    3.2    2.7    0.8
  % Chg Same Month Last Yr........................    2.1    1.5    1.2    0.8    0.9    0.7   -1.2   -2.7   -1.3   -2.2   -2.4   -1.5   -2.1    3.2    2.7    0.8

Knoxville Nonag Employment (THOU) (3).............  311.0  311.2  312.5  314.4  314.6  313.1  314.1  313.8  312.8  313.9  312.2  314.3  311.1  296.7  304.1  312.2
  % Chg Prev Month SAAR...........................    1.1    1.0    5.0    7.7    0.6   -5.5    4.0   -1.2   -3.7    4.2   -6.3    8.5  -11.7    3.8    2.5    2.7
  % Chg Same Month Last Yr........................    3.0    3.4    3.8    3.6    2.9    2.3    1.6    0.3    0.6    1.7    0.9    1.2    0.0    3.8    2.5    2.7

Knoxville Unemployment Rate (%) (3)...............    4.5    4.2    4.3    4.5    4.4    4.4    4.5    4.5    4.6    4.4    4.5    4.3    4.0    4.7    4.0    4.3

Knoxville Mfg Employment (THOU,NSA) (2)...........   49.5   49.6   49.7   49.3   49.0   49.1   49.2   49.4   49.7   49.2   49.3   49.3   49.2   50.6   50.1   49.5
  % Chg Prev Month SAAR...........................  -11.4    2.5    2.4   -9.2   -7.1    2.5    2.5    5.0    7.5  -11.4    2.5    0.0   -2.4    1.8   -1.1   -1.1
  % Chg Same Month Last Yr........................   -0.4   -1.2   -1.2   -1.8   -2.8   -2.8   -1.8   -1.6   -1.4   -1.0   -0.8   -1.4   -0.6    1.8   -1.1   -1.1

Knoxville Taxable Sales (MIL $) (4)...............    717    727    733    719    784    734    676    732    736    731    702    761    744   7357   7981   8678
  % Chg Prev Month SAAR...........................    6.1   18.5    9.8  -20.2  181.9  -54.5  -63.0  159.0    7.8   -8.0  -38.6  162.4  -23.1    8.1    8.5    8.7
  % Chg Same Month Last Yr........................   10.5    9.0   11.2    6.9   15.4   10.3    1.2    5.4    5.5    3.4    0.2    6.6    3.8    8.1    8.5    8.7

Knoxville Taxable Sales (MIL 82 $) (4)............    472    478    480    471    512    479    440    476    478    473    453    489    476   5089   5380   5691
  % Chg Prev Month SAAR...........................    2.0   14.8    6.4  -20.9  175.3  -55.2  -64.4  156.9    5.3  -12.2  -40.0  150.6  -26.6    5.0    5.7    5.8
  % Chg Same Month Last Yr........................    7.2    5.7    7.9    4.1   12.4    7.5   -1.5    2.7    2.8    0.7   -2.4    3.7    0.9    5.0    5.7    5.8

Knoxville Bankruptcies (7)........................    408    482    458    479    519    495    532    513    562    611    606    618    710   5215   4988   5679
  % Chg Prev Month SAAR...........................  -43.5  621.1  -45.0   70.7  163.7  -43.8  135.1  -34.0  192.9  174.4   -9.1   25.3  432.3  -12.0   -4.4   13.9
  % Chg Same Month Last Yr........................   -2.9   12.0   11.2   10.2   18.6   10.8   26.2   50.0   17.3   47.5   56.1   44.2   73.8  -12.0   -4.4   13.9

Knoxville Airport Passengers (THOU) (10)..........  110.4  113.9  112.3  109.0  111.7  107.3  112.0  115.2  114.0  120.2  119.6  118.5  122.4 1311.0 1305.9 1347.3
  % Chg Prev Month SAAR...........................  -50.4   46.0  -16.0  -29.7   33.7  -38.6   67.9   40.5  -11.6   87.8   -5.8  -10.3   47.5    4.5   -0.4    3.2
  % Chg Same Month Last Yr........................    0.0    5.5    3.5    0.6    4.9   -3.2    4.1    4.2    4.3    7.5    6.2    1.3   10.9    4.5   -0.4    3.2

Knoxville Comm & Ind Elec Cons (MIL KWH) (5)......    189    194    195    196    200    195    196    197    201    200    203    200    208   2191   2262   2341
  % Chg Prev Month SAAR...........................  -21.4   32.7    6.6    5.2   29.7  -25.2    6.7    5.3   23.0   -2.2   14.7  -17.1   64.6    8.3    3.2    3.5
  % Chg Same Month Last Yr........................   -0.9    4.9    2.8    5.0    7.0    5.4    3.0    4.2    8.2    4.7    5.8    3.2    9.8    8.3    3.2    3.5

Initial Claims For Knoxville UI (THOU) (3)........   4.02   3.37   3.82   4.67   4.00   3.86   4.27   4.48   4.38   4.41   4.44   4.19   4.33  47.27  46.77  47.56
  % Chg Prev Month SAAR...........................  913.3  -87.9  345.3 1027.7  -84.5  -35.0  234.0   77.2  -22.8    8.9    8.6  -49.9   45.0   -6.8   -1.1    1.7
  % Chg Same Month Last Yr........................    1.7  -15.1   -5.0   14.3    2.3    2.7   17.0   28.3   22.8   20.3   19.9   26.5    7.6   -6.8   -1.1    1.7

Knoxville New Incorporations (9)..................    124    125    124    137    122    120    128    120    107    119    105    143    114   1649   1501   1515
  % Chg Prev Month SAAR...........................  -89.3    6.1  -11.1  252.3  -75.2  -18.8  109.6  -51.8  -75.7  261.5  -78.4 4029.4  -92.9    9.2   -9.0    1.0
  % Chg Same Month Last Yr........................   -4.4   -7.0  -12.0   22.8   -2.1   -5.7  -10.2    2.3  -20.2   -4.8  -22.1   -4.6   -7.8    9.2   -9.0    1.0

Help Wanted Index,Knoxville (1987=100) (11).......    176    166    163    179    163    165    163    146    159    148    131    162    151    134    162    166
  % Chg Prev Month SAAR...........................   31.8  -50.4  -19.7  207.6  -67.5   15.8  -13.6  -73.3  178.3  -57.7  -76.9 1179.2  -57.0   25.2   21.2    2.4
  % Chg Same Month Last Yr........................   17.3    3.8   -1.2    5.3   -0.6    5.8   -4.7  -18.0   -8.6  -20.0  -13.2   -5.8  -14.2   25.2   21.2    2.4

Knoxville Construction Potentials (6).............     56     76     51     78     67     55     64     70     58     63     72     55     55    576    629    764
  % Chg Prev Month SAAR...........................  -90.0 4132.2  -99.317801.8  -85.4  -89.1  453.1  194.1  -89.6  148.8  442.7  -96.1   10.6   12.6    9.1   21.6
  % Chg Same Month Last Yr........................   12.2  100.6  -11.2   95.0   -8.5    1.0   19.6   43.2   -4.0   -0.3   24.0  -19.0   -1.1   12.6    9.1   21.6

Knoxville Cnstr Potentials,Val (MIL 82 $) (6).....     43     47     36     54     43     43     36     40     39     39     49     47     70    427    531    535
  % Chg Same Month Last Yr........................    6.3    5.6  -17.0   65.8  -14.8   -5.1  -30.0  -14.7   -8.2  -19.1   62.5  -37.6   60.6   -5.6   24.2    0.8

NOTES

MEMPHIS ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602 199603 199604   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Memphis Economic Index (1982=100).................  137.3  135.6  135.9  135.8  135.9  136.4  136.5  136.8  137.8  138.3  138.5  139.6  137.8  128.5  133.4  137.0
  % Chg Prev Month SAAR...........................  -11.3  -13.8    2.7   -0.9    0.8    4.2    0.9    3.1    9.5    3.9    1.7   10.4  -14.8    3.2    3.8    2.7
  % Chg Same Month Last Yr........................    3.2    2.1    1.5    2.0    0.6    0.7    0.1   -1.1   -0.5    0.0   -0.2    0.7    0.3    3.2    3.8    2.7

Memphis Nonag Employment (THOU) (3)...............  531.1  524.2  523.8  525.7  528.9  527.9  533.7  536.8  540.9  547.9  549.0  551.8  539.6  491.8  504.8  531.7
  % Chg Prev Month SAAR...........................  -16.3  -14.5   -1.0    4.6    7.4   -2.2   13.9    7.3    9.5   16.7    2.5    6.2  -23.5    1.8    2.6    5.3
  % Chg Same Month Last Yr........................    5.1    4.4    3.6    3.8    2.9    2.6    2.6    1.4    1.9    3.0    2.4    2.4    1.6    1.8    2.6    5.3

Memphis Unemployment Rate (%) (3).................    4.8    4.9    5.2    4.9    5.4    5.3    5.1    5.0    4.9    4.4    4.6    4.3    4.2    5.4    4.7    4.9

Memphis Mfg Employment (THOU) (3).................   65.2   65.6   64.7   64.6   64.2   64.4   64.9   64.5   64.6   65.5   64.8   63.7   63.2   65.2   65.4   65.0
  % Chg Prev Month SAAR...........................  -12.3    7.1  -14.5   -1.4   -7.5    3.1    9.3   -7.3    3.2   17.7  -11.6  -19.4   -9.2    3.5    0.4   -0.5
  % Chg Same Month Last Yr........................   -0.1    0.6   -1.4   -0.1   -1.3   -0.8   -1.1   -1.4   -1.7   -0.5   -1.8   -3.4   -3.1    3.5    0.4   -0.5

Memphis Taxable Sales (MIL $) (4).................    874    886    895    874    885    907    835    886    907    915    907    912    935   8893   9845  10534
  % Chg Prev Month SAAR...........................   10.6   17.9   13.2  -25.5   16.7   33.6  -62.8  104.1   32.5   11.5  -10.5    6.3   36.5    7.4   10.7    7.0
  % Chg Same Month Last Yr........................    7.6    8.6    8.8    5.8    3.8   10.2   -0.3    6.5    4.2    5.8    6.4    5.2    7.0    7.4   10.7    7.0

Memphis Taxable Sales (MIL 82 $) (4)..............    576    582    587    572    578    592    543    576    589    592    585    586    599   6150   6636   6908
  % Chg Prev Month SAAR...........................    6.3   14.3    9.7  -26.0   14.0   31.5  -64.3  102.5   29.4    6.4  -12.6    1.4   30.4    4.3    7.9    4.1
  % Chg Same Month Last Yr........................    4.4    5.3    5.6    3.0    1.1    7.4   -3.0    3.8    1.5    3.0    3.6    2.3    4.0    4.3    7.9    4.1

Memphis Bankruptcies (7)..........................   1206   1221   1167    735   1331   1216   1309   1282   1309   1502   1416   1193   1244  13884  13331  14387
  % Chg Prev Month SAAR...........................  -68.3   15.4  -41.9  -99.6*******  -66.4  142.3  -21.7   27.6  424.7  -51.0  -87.1   65.4   -2.6   -4.0    7.9
  % Chg Same Month Last Yr........................   17.3    8.1    1.7  -33.1    4.1   13.6   17.2   13.0   17.7   29.8   25.6  -10.1    3.1   -2.6   -4.0    7.9

Memphis Airport Passengers (THOU) (12)............  716.0  749.8  751.1  750.2  759.4  737.1  719.1  761.4  762.2  748.6  796.1  812.9  803.7 7859.7 8023.7 8897.6
  % Chg Prev Month SAAR...........................  -37.3   73.9    2.1   -1.4   15.7  -30.0  -25.7   98.8    1.3  -19.5  109.2   28.5  -12.8   -3.6    2.1   10.9
  % Chg Same Month Last Yr........................    8.6   12.9   16.2   13.9   16.3   10.1    5.3    8.2    5.5    2.6   11.0    9.2   12.3   -3.6    2.1   10.9

Memphis Comm & Ind Elec Cons (MIL KWH) (5)........    571    572    575    548    585    595    559    579    495    588    578    588    568   6300   6564   6757
  % Chg Prev Month SAAR...........................   48.4    2.5    5.2  -43.2  118.9   23.3  -52.7   50.1  -84.7  691.4  -18.4   22.2  -34.3    1.7    4.2    2.9
  % Chg Same Month Last Yr........................    5.7    5.1    3.2   -0.7   10.5   10.6    1.0    5.2  -10.6    8.4   -0.9    6.4   -0.6    1.7    4.2    2.9

Initial Claims For Memphis UI (THOU) (3)..........   4.06   4.18   4.44   4.62   4.96   4.69   4.57   4.70   4.56   4.49   4.65   4.53   4.49  57.43  54.55  53.11
  % Chg Prev Month SAAR...........................  -10.8   41.8  104.5   60.9  136.2  -48.5  -26.6   36.8  -29.9  -15.7   49.5  -26.4  -10.3  -20.3   -5.0   -2.6
  % Chg Same Month Last Yr........................  -14.8  -11.6   -3.3    0.7    8.0    7.2    3.5   15.8    7.5    9.4   12.7   10.5   10.5  -20.3   -5.0   -2.6

Memphis New Incorporations (9)....................    131    137    141    149    144    161    129    135    127    126    126    129    145   2041   1768   1666
  % Chg Prev Month SAAR...........................  117.0   63.5   44.1   94.1  -33.1  264.3  -92.7   71.8  -51.8   -7.3   -5.8   40.2  309.8    1.8  -13.4   -5.8
  % Chg Same Month Last Yr........................  -12.6   -8.5   -7.5   40.1   -3.8    8.4  -16.5  -13.8  -23.3  -13.7  -11.6    5.0   10.7    1.8  -13.4   -5.8

Help Wanted Index,Memphis (1987=100) (11).........    124    114    123    120    117    123    123    121    127    117    121    130    114     88    124    124
  % Chg Prev Month SAAR...........................  -43.3  -63.5  148.9  -25.6  -26.2   82.2    0.0  -17.9   78.7  -62.6   49.7  136.5  -79.3   21.4   40.3    0.0
  % Chg Same Month Last Yr........................    1.6   -8.1   -3.1   -7.0   -7.9   -3.9   -6.8   -9.0   -6.6  -11.4   -9.0    0.0   -8.1   21.4   40.3    0.0

Memphis Construction Potentials (6)...............     56     98     68     54    101     76     65     65     71     76     75     76     86    701    800    866
  % Chg Prev Month SAAR...........................  -98.983564.8  -98.7  -94.3*******  -96.7  -84.1   -2.4  219.5  125.1  -22.1   27.1  287.0    6.2   14.0    8.3
  % Chg Same Month Last Yr........................  -18.9   48.9   14.2   -9.3   25.4    5.3  -12.8  -14.9   11.4   30.7    5.1   -6.4   52.2    6.2   14.0    8.3

Memphis Cnstr Potentials,Val (MIL 82 $) (6).......     57     85     55     97     96     86     82    107     95    106     82     91    103    810    740   1005
  % Chg Same Month Last Yr........................   -8.2   34.0  -30.7   86.6   25.5   54.8   47.2   57.4   72.1   48.7   -4.3    4.0   79.0   16.1   -8.7   35.8

NOTES

NASHVILLE ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602 199603 199604   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Nashville Economic Index (1982=100)...............  131.2  129.6  129.7  129.0  129.9  129.7  129.1  130.9  131.1  129.7  130.6  130.8  130.7  123.2  128.1  130.1
  % Chg Prev Month SAAR...........................    0.9  -13.7    1.1   -6.5    8.7   -2.3   -5.2   18.6    1.9  -12.0    8.8    1.4   -1.0    3.7    4.0    1.6
  % Chg Same Month Last Yr........................    3.2    1.6    1.3    1.0    0.9    0.2   -0.4    0.4    0.4   -0.5    0.6   -0.2   -0.4    3.7    4.0    1.6

Nashville Nonag Employment (THOU) (3).............  591.1  591.2  594.2  595.8  599.6  599.7  606.2  607.7  608.1  609.7  608.7  613.0  605.4  541.9  570.9  597.0
  % Chg Prev Month SAAR...........................   -5.2    0.3    6.3    3.2    7.9    0.3   13.7    3.1    0.9    3.2   -2.1    8.7  -13.8    4.9    5.3    4.6
  % Chg Same Month Last Yr........................    5.1    4.7    4.9    4.6    3.7    3.9    4.3    3.1    3.2    3.9    3.3    3.2    2.4    4.9    5.3    4.6

Nashville Unemployment Rate (%) (3)...............    3.2    3.4    3.5    3.6    3.8    3.8    3.6    3.4    3.1    3.3    3.3    3.2    3.0    4.1    3.3    3.4

Nashville Mfg Employment (THOU,NSA) (2)...........  100.7  101.1  101.6  101.0   99.8   99.9  100.0  100.0  100.6  100.7  100.7  100.7  100.3   94.2   98.7  100.8
  % Chg Prev Month SAAR...........................  -13.3    4.9    6.1   -6.9  -13.4    1.2    1.2    0.0    7.4    1.2    0.0    0.0   -4.7    3.6    4.7    2.1
  % Chg Same Month Last Yr........................    2.7    2.8    2.7    2.7    1.0    0.5    0.2   -0.7   -0.5   -0.5   -1.1   -1.2   -0.4    3.6    4.7    2.1

Nashville Taxable Sales (MIL $) (4)...............   1212   1203   1233   1199   1242   1255   1119   1280   1277   1291   1278   1256   1270  12248  13595  14593
  % Chg Prev Month SAAR...........................  -13.5   -8.1   34.1  -28.6   53.6   13.1  -74.9  403.5   -2.7   14.1  -11.5  -19.2   14.5   10.7   11.0    7.3
  % Chg Same Month Last Yr........................    9.2    4.4    8.3    4.8    6.4    7.5   -2.4    9.6    9.3    9.6    9.4    2.4    4.8   10.7   11.0    7.3

Nashville Taxable Sales (MIL 82 $) (4)....            798    790    808    785    812    819    728    832    829    835    825    807    813   8471   9164   9569
  % Chg Prev Month SAAR.................            -16.9  -11.0   30.0  -29.2   50.1   11.3  -75.8  399.6   -4.9    8.9  -13.5  -22.9    9.4    7.5    8.2    4.4
  % Chg Same Month Last Yr..............              6.0    1.2    5.1    1.9    3.7    4.9   -5.1    6.9    6.5    6.6    6.5   -0.4    1.9    7.5    8.2    4.4

Nashville Bankruptcies (7)........................    696    808    769    749    795    853    872    890    884    953    911    872    997   9993   8939   9577
  % Chg Prev Month SAAR...........................  -74.7  494.0  -44.5  -26.5  103.9  131.2   30.0   28.9   -8.6  148.3  -41.7  -40.7  393.7   -8.2  -10.5    7.1
  % Chg Same Month Last Yr........................   -2.2    6.7    8.4   -3.4    5.3   12.3   19.1   15.0   18.1   28.5   23.4   11.8   43.2   -8.2  -10.5    7.1

Nashville Airport Passengers (THOU) (13)..........  696.0  658.4  605.5  564.4  601.4  603.3  597.5  622.1  583.4  561.1  591.5  587.8  564.3 9108.8 8729.3 7650.1
  % Chg Prev Month SAAR...........................    4.0  -48.6  -63.4  -56.9  114.2    3.8  -10.9   62.2  -53.7  -37.4   88.4   -7.1  -38.7  -10.9   -4.2  -12.4
  % Chg Same Month Last Yr........................   -2.1   -7.1  -17.1  -24.2  -16.4  -17.4  -20.8  -19.1  -20.5  -23.2  -14.8  -15.3  -18.9  -10.9   -4.2  -12.4

Nashville Comm & Ind Elec Cons (MIL KWH) (5)......    506    492    498    493    489    531    496    496    508    518    517    508    505   5600   5796   5990
  % Chg Prev Month SAAR...........................   40.9  -28.6   15.3  -11.1   -9.9  169.3  -55.6    0.1   32.9   27.2   -3.5  -19.2   -6.6    7.7    3.5    3.3
  % Chg Same Month Last Yr........................    4.3    1.5    4.1   -2.7    4.6   14.8    1.4    1.1    4.4    4.8    4.5    3.2   -0.2    7.7    3.5    3.3

Initial Claims For Nashville UI (THOU) (3)........   4.32   4.61   4.88   5.61   5.55   5.48   5.45   4.96   4.74   5.18   5.02   5.10   5.12  63.73  53.80  57.94
  % Chg Prev Month SAAR...........................   57.3  117.8   95.7  436.7  -11.8  -13.6   -8.1  -67.3  -42.6  195.0  -32.0   22.4    4.3  -26.0  -15.6    7.7
  % Chg Same Month Last Yr........................   -6.5    2.0    7.7   19.0   14.4   37.8   36.1   26.5   23.4   28.6   21.0   22.7   18.5  -26.0  -15.6    7.7

Nashville New Incorporations (9)..................    241    254    251    216    260    232    239    244    249    242    260    216    289   3123   2999   2939
  % Chg Prev Month SAAR...........................  -62.8   86.3  -13.2  -83.3  816.7  -74.5   40.7   34.3   26.4  -29.1  131.3  -88.9 3121.1   -5.2   -4.0   -2.0
  % Chg Same Month Last Yr........................  -10.2   -0.1   -3.2   -9.5    7.4  -24.5    1.5  -10.4   -4.9   -6.1   10.7  -17.3   19.9   -5.2   -4.0   -2.0

Help Wanted Index,Nashville (1987=100) (11).......    156    118    116    113    115    116    113    122    123     93    114    117    116     91    116    122
  % Chg Prev Month SAAR...........................  973.9  -96.5  -18.5  -27.0   23.4   10.9  -27.0  150.8   10.3  -96.5 1051.0   36.6   -9.8   25.9   27.8    4.9
  % Chg Same Month Last Yr........................   34.5   -1.7   -1.7    0.0   -0.9   -1.7   -5.8   -0.8   -2.4  -24.4   -7.3   -8.6  -25.6   25.9   27.8    4.9

Nashville Construction Potentials (6).............    136    139    136    134    147    127    133    158    146    142    145    133    150   1309   1561   1690
  % Chg Prev Month SAAR...........................  -88.4   38.7  -27.7  -11.7  202.0  -83.4   78.8  701.2  -63.1  -28.0   35.1  -66.2  340.4    8.9   19.2    8.2
  % Chg Same Month Last Yr........................    8.8   29.1   -2.2    3.5    8.9  -12.5   -6.9   23.8    3.8  -12.0   30.5  -18.2   10.8    8.9   19.2    8.2

Nashville Cnstr Potentials,Val (MIL 82 $) (6)...      108    109    118    102    113     89    109    120    164    123    125    131    133   1050   1332   1361
  % Chg Same Month Last Yr....................      -31.9   26.1   16.1   -1.8   -1.2  -35.7    8.0   -4.5   85.3    8.1   11.9   26.4   23.1   -6.4   26.8    2.2

NOTES

TRI-CITIES ECONOMIC INDICATORS
SEASONALLY ADJUSTED

                                                   199504 199505 199506 199507 199508 199509 199510 199511 199512 199601 199602 199603 199604   1993   1994   1995
------------------------------------------------------------------------------------------------------------------------------------------------------------------
Tri-Cities Economic Index (1982=100)..............  126.4  124.8  126.3  124.7  125.3  125.0  124.5  124.8  124.4  122.8  123.3  124.4  122.6  120.7  123.2  125.4
  % Chg Prev Month SAAR...........................    3.0  -14.5   15.6  -13.9    6.3   -2.8   -5.2    3.2   -3.8  -14.4    4.9   11.2  -16.0    2.3    2.1    1.8
  % Chg Same Month Last Yr........................    3.6    1.6    2.4    1.4    1.5    1.2    0.4   -0.7    0.4   -2.5   -2.6   -1.3   -3.0    2.3    2.1    1.8

Tri-Cities Nonag Employment (THOU) (3)............  194.6  193.4  192.8  195.6  195.7  194.1  195.5  195.0  194.4  194.1  192.6  194.2  190.5  184.5  188.4  194.5
  % Chg Prev Month SAAR...........................   -2.6   -7.5   -3.3   18.8    0.8   -9.6    8.7   -2.8   -3.5   -2.0   -9.0   10.9  -20.8    1.8    2.1    3.3
  % Chg Same Month Last Yr........................    4.6    3.2    2.5    4.8    4.2    2.3    2.6    1.1    0.5    0.1   -0.8   -0.4   -2.1    1.8    2.1    3.3

Tri-Cities Unemployment Rate (%) (3)..............    4.9    5.0    5.0    5.7    5.7    5.5    6.6    5.2    5.4    5.6    5.3    4.8    5.1    5.7    5.3    5.3

Tri-Cities Mfg Employment (THOU,NSA) (2)..........   55.9   55.7   55.9   55.9   55.6   55.6   55.7   55.4   54.7   54.5   54.1   54.4   54.3   53.7   53.7   55.5
  % Chg Prev Month SAAR...........................    9.0   -4.2    4.4    0.0   -6.3    0.0    2.2   -6.3  -14.2   -4.3   -8.5    6.9   -2.2   -0.4   -0.1    3.4
  % Chg Same Month Last Yr........................    4.3    3.7    3.5    3.1    2.6    2.0    4.3    3.2    0.6   -1.4   -2.0   -2.0   -2.9   -0.4   -0.1    3.4

Tri-Cities Taxable Sales (MIL $) (4)..............    283    285    288    281    282    278    273    279    284    283    275    288    297   2982   3147   3385
  % Chg Prev Month SAAR...........................   19.8    9.1   13.1  -25.9    3.1  -15.0  -20.0   29.9   22.5   -1.5  -30.6   78.3   41.6    5.0    5.6    7.6
  % Chg Same Month Last Yr........................    9.0    9.9   10.4    5.0    5.2    2.0   -0.1    2.3   15.6    2.7   -7.4    3.4    4.8    5.0    5.6    7.6

Tri-Cities Taxable Sales (MIL 82 $) (4)...........    187    187    189    184    184    182    178    181    184    183    177    185    190   2062   2122   2220
  % Chg Prev Month SAAR...........................   15.1    5.7    9.6  -26.4    0.7  -16.4  -23.1   28.9   19.7   -6.0  -32.2   70.2   35.3    2.0    2.9    4.6
  % Chg Same Month Last Yr........................    5.8    6.6    7.2    2.2    2.5   -0.5   -2.9   -0.3   12.7    0.0   -9.8    0.5    1.9    2.0    2.9    4.6

Tri-Cities Bankruptcies (7).......................    408    482    458    479    519    495    532    513    562    611    606    618    710   5215   4988   5679
  % Chg Prev Month SAAR...........................  -43.5  621.1  -45.0   70.7  163.7  -43.8  135.1  -34.0  192.9  174.4   -9.1   25.3  432.3  -12.0   -4.4   13.9
  % Chg Same Month Last Yr........................   -2.9   12.0   11.2   10.2   18.6   10.8   26.2   50.0   17.3   47.5   56.1   44.2   73.8  -12.0   -4.4   13.9

Tri-Cities Airport Passengers (THOU) (15).........   37.1   37.0   36.0   34.7   34.7   34.7   35.2   35.3   32.6   34.5   35.1   35.2   35.7  446.6  436.3  429.3
  % Chg Prev Month SAAR...........................  -24.3   -1.5  -28.1  -34.7   -2.6    1.0   17.8    5.8  -62.4   96.3   23.0    5.3   18.7   -4.9   -2.3   -1.6
  % Chg Same Month Last Yr........................    0.2   -0.7   -1.5   -2.4   -0.3   -2.3   -2.5   -3.9  -10.7   -7.7   -4.7   -7.2   -3.6   -4.9   -2.3   -1.6

Tri-Cities Comm & Ind Elec Cons (MIL KWH) (5).....     60     56     70     59     62     61     58     60     60     60     63     61     59    646    673    718
  % Chg Prev Month SAAR...........................  146.2  -54.5 1121.1  -86.2   73.5  -10.0  -43.9   35.2   -1.9   -0.8   85.1  -35.1  -34.4    8.4    4.2    6.6
  % Chg Same Month Last Yr........................    8.6   -2.8   21.7    0.5    7.1   12.3    7.9   11.0    9.5    2.2   10.7    8.3   -3.0    8.4    4.2    6.6

Initial Claims For Tri-Cities UI (THOU) (3).......   2.10   2.18   2.14   2.64   2.37   2.19   2.10   2.16   2.26   3.14   2.55   2.19   2.56  30.33  31.17  26.54
  % Chg Prev Month SAAR...........................   43.3   52.3  -16.9 1105.9  -72.7  -61.2  -38.0   41.1   69.9 5023.0  -91.7  -84.2  563.6   -5.8    2.8  -14.9
  % Chg Same Month Last Yr........................  -25.8  -16.7  -17.9    3.8   -3.9  -15.3  -13.8   -7.4    0.2   46.5   15.7    7.2   21.9   -5.8    2.8  -14.9

Tri-Cities New Incorporations (9).................     32     37     31     28     35     37     35     36     29     33     35     24     42    439    377    394
  % Chg Prev Month SAAR...........................  327.6  527.9  -88.4  -78.3 1975.9   65.1  -53.4   83.3  -94.6  505.2   81.3  -98.668189.4   -4.0  -14.0    4.3
  % Chg Same Month Last Yr........................  -30.9   21.8   -4.9   -5.0   22.9   42.7   12.6   18.4  -15.4   -0.3   10.7  -13.9   31.4   -4.0  -14.0    4.3

Tri-Cities Construction Potentials (6)............     28     31     30     17     27     30     20     26     18     16     24     25     31    268    244    294
  % Chg Prev Month SAAR........................... 1862.0  133.1  -16.4  -99.927681.6  195.5  -99.2 1788.3  -98.2  -75.5 9568.2   51.3 1668.9   14.7   -9.2   20.9
  % Chg Same Month Last Yr........................   63.0   50.6   49.8  -30.6  -20.5  117.2   -3.3   54.1  -16.3  -21.5   -0.9   11.1   10.2   14.7   -9.2   20.9

Tri-Cities Cnstr Potentials,Val (MIL 82 $,NSA) (6)     12     43     27     16     17     19     27     24     11     11     12     28     21    241    205    242
  % Chg Same Month Last Yr........................  -50.9  189.6   82.0  -11.3  -17.7   10.8   51.3   75.8    0.1    7.3   -0.6   18.4   70.9   -6.7  -14.8   18.2

NOTES

Center for Business and Economic Research, College of Business
Administration, The University of Tennessee, Knoxville.  For further
information, call CBER (423) 974-5441.

Data reported herein are seasonally adjusted, and therefore may not be directly comparable to data elsewhere. The five seasonally adjusted leading index components are Tennessee construction potentials, initial claims for Tennessee unemployment insurance, the U.S. leading index, inflation-adjusted taxable sales and taxable mortgages. The three seasonally adjusted coincident index components are Tennessee commercial and industrial electricity consumption, the Memphis help-wanted advertising index, and the U.S. coincident index. See the Fall 1988 issue of the Survey of Business and the 1994 Economic Report to the Governor for a complete discussion of the methodology underlying the Tennessee economic indices.


Tennessee Economic Overview, April 1996

CBER Home Page 

Last updated July 17, 1996

Vickie Cunningham, vcunningham@utk.edu